KYC Individuals

Our PRE-SALE is LIVE. In order to participate, please fill the KYC form below.

PLEASE NOTE
KYC Application from United States of America, Canada, Republic of Korea, New Zealand, Singapore, People’s Republic of China,Afghanistan, Iran, Iraq, Yemen, Syria,  Tunisia,  Vanuatu,  Trinidad and Tobago, Democratic People’s Republic of Korea (DPRK), Ethiopia, Sri Lanka, Bosnia and Herzegovina, Guyana, Lao PDR, Uganda will not be accepted!


If you want to participate as a legal entity, follow THIS LINK.

7500 FOUR = 1 ETH

PUBLIC SALE ETH/EUR exchange is locked at 750 EUR for 1 ETH. 1 ETH = 7500 FOUR

More than 1 ETH (+30% Bonus)Less than 1 ETH
Photo ID Document

Backside photo ID Document

Please make sure, that you are attaching an ID, where your residence address is visible! If in your country you do not have residence address on your ID, please attach other proof of residence e.g. utlity bill from last 3 months.


Terms & Conditions and Privacy Policy (You must scroll through the Terms and Conditions text before you can submit.)
TERMS AND CONDITIONS
OF 4TH PILLAR CROWD PRE-SALE

14 May 2018

THESE TERMS AND CONDITIONS OF 4TH PILLAR Token Crowd Pre-sale (“Terms” or “Agreement”) GOVERN YOUR PURCHASE OF THE FOUR TOKENS (“FOUR tokens”) DURING THE 4TH PILLAR Token Crowd Pre-sale (AS DEFINED BELOW) PROVIDED THROUGH THE WEBSITE www.the4thpillar.io. (“the Website”).
PLEASE READ THESE TERMS CAREFULLY BEFORE APPLYING FOR THE 4TH PILLAR Token Crowd Pre-sale OR PURCHASING ANY FOUR TOKENS DURING THE 4TH PILLAR Token Crowd Pre-sale (i.e. CONTRIBUTING ANY AMOUNT OF PAYMENT CURRENCY TO THE INDICATED WALLET ADDRESS), AS THEY AFFECT YOUR OBLIGATIONS AND LEGAL RIGHTS, INCLUDING, BUT NOT LIMITED TO, WAIVERS OF RIGHTS AND LIMITATION OF LIABILITY IN CONNECTION WITH PARTICIPATING IN THE 4TH PILLAR Token Crowd Pre-sale AND 4TH PILLAR Token Crowd Pre-sale KYC, USING THE 4TH PILLAR PLATFORM OR OTHER SERVICES PROVIDED BY 4TH PILLAR AND ACCEPTING FOUR tokens. BY SELECTING “I AGREE”, APPLYING FOR THE 4TH PILLAR Token Crowd Pre-sale OR PURCHASING ANY FOUR TOKENS DURING THE 4TH PILLAR Token Crowd Pre-sale, YOU ARE ACKNOWLEDGING THAT YOU HAVE READ THESE TERMS AND YOU ARE AGREEING TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT APLLY FOR THE 4TH PILLAR Token Crowd Pre-sale OR PURCHASE ANY FOUR TOKENS DURING THE 4TH PILLAR Token Crowd Pre-sale.
Your purchase of FOUR tokens during the 4TH PILLAR Token Crowd Pre-sale from The 4th pillar Ltd., a private limited company organized under the laws of Slovenia, entered in to the Slovenian court’s register with the identification number 8098492000, tax number SI45442401 and its business address Ljubljana, Parmova ulica 53, 1000 Ljubljana, Slovenia, (referred as the “Company”, “we,” or “us”) is subject to these Terms. Each of you and Company is a “Party” and, together, the “Parties.”
By purchasing FOUR tokens from us during the 4TH PILLAR Token Crowd Pre-sale, you will be bound by these Terms and any terms incorporated by reference. If you have any questions regarding these Terms, please contact us at info@the4thpillar.io.
Citizens, nationals and residents from certain countries or territories defined in the Section 3 and Section 13 of these Terms are prohibited from purchasing of FOUR tokens.
These Terms will be available on the Website during the 4TH PILLAR Token Crowd Pre-sale.
You and Company agree as follows:
1. Definitions
The Capitalized terms defined below in this section will have the meaning assigned to them here throughout this entire document unless explicitly mentioned otherwise:
4TH PILLAR Ecosystem means the ecosystem which features tools for individuals and organizations which enable easier, quicker and cheaper transactions and administration processes. The 4TH PILLAR Ecosystem includes and connect to each other all the Services. More information about the 4TH PILLAR Ecosystem is provided in Exhibit A;
4TH PILLAR Early Contribution means the sale of the FOUR tokens to the Users with additional bonus of 50% during the Early Contribution Period which was followed by the 4TH PILLAR Token Crowd Pre-sale and 4TH PILLAR Token Crowdsale;
4TH PILLAR Token Crowd Pre-sale KYC means the procedure of approving and accepting Users which sent their User Credentials to the Company;
4TH PILLAR Token Crowd Pre-sale means the sale of the FOUR tokens to the Users with additional bonus of 30% during the Crowd Pre-Sale Period which will be followed by the 4TH PILLAR Token Crowdsale;
4TH PILLAR Token Crowdsale means the sale of the FOUR tokens to the Users at normal price without any bonuses during the Crowdsale Period ;
Company Parties means the Company’s respective past, present and future employees, officers, directors, contractors, consultants, attorneys, equity holders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns;
Company, we or us mean the company The 4th pillar Ltd., a private limited company organized under the laws of Slovenia with its identification number 8098492000, tax number SI45442401 and its business address Ljubljana, Parmova ulica 53, 1000 Ljubljana, Slovenia;
Crowd Pre-sale List of participants means the list of all Users which are Crowd Pre-sale participants;
Crowd Pre-sale participants mean Users which sent their User Credentials to the Company in the 4TH PILLAR Token Crowd Pre-sale KYC and were accepted to the Crowd Pre-sale List of participants by the Company;
Crowd Pre-sale Period means the time period which will begin at 13:00 CET on 12 May 2018 and end one day before the 4TH PILLAR TOKEN Crowdsale begins or earlier if 50% of all the available FOUR tokens assigned for contributors are sold or as the Company may, in its sole discretion, decide. The exact dates of the start and end of the 4TH PILLAR Crowd Pre-sale shall be defined by the Company;
Crowdsale Period means the time period which will begin on date as set by the Company and end in June or earlier if the maximum 4TH PILLAR Token Crowdsale Hard Cap is achieved or if all the available FOUR tokens assigned for contributors are sold or as the Company may, in its sole discretion, decide. The exact dates of the start and end of the 4TH PILLAR Crowdsale shall be defined by the Company;
DIFIDAES blockchain model means the 4TH PILLAR decentralized professional Identity and financial database with validated automated evaluation system. More information about the DIFIDAES blockchain model is provided in Exhibit A;
DAPP or 4TH PILLAR Platform means the platform which will be used for storing FOUR tokens and other digital assets, enabling Users access to their wallets and will use private and public Ethereum blockchain with combination of FOUR decentralized cloud servers. The DAPP will be front-end html gateway to the blockchain database - www.dapp.4thpillar.com. More information about the DAPP is provided in Exhibit A;
Early Contribution Period means the time period which began at 14:00 CET on 20 January 2018 and end one day before the 4TH PILLAR TOKEN Crowd Pre-sale begins or earlier if 50% of all the available FOUR tokens assigned for contributors are sold or as the Company may, in its sole discretion, decide;
Ethereum Wallet means the public Ethereum wallet address of the Company with identification as notified by the Company to the User, which will be used for the receipt of the Payment Currency in the 4TH PILLAR Token Crowd Pre-sale by the Company from the Users under these Terms;
Exchange Rate means the exchange rate at which Payment Currency will be exchanged for EUR and was fixed by the Company for the 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale and the 4TH PILLAR Crowdsale. When calculating the Exchange Rate Payment Currency/EUR, the Company relied on coinmarketcap.com. The Exchange Rate Payment Currency/EUR is fixed to 750. The Exchange Rate will be published also on the Website.
Force Majeure Event means any governmental or relevant regulatory regulations, acts of God, war, riot, civil commotion, fire, flood, or any disaster or an industrial dispute of workers unrelated to you or the Company. Any act, event, omission, happening or non-happening will only be considered Force Majeure if it is not attributable to the wilful act, neglect or failure to take reasonable precautions of the affected party, its agents, employees, consultants, contractors and sub-contractors.
FOUR tokens mean FOUR tokens which are ERC-20 tokens on Ethereum protocol which will be generated and distributed in the 4TH PILLAR Crowdsale according to these Terms, if the 4TH PILLAR Crowdsale is successful, and are an atomic units and internal currency of the 4TH PILLAR Ecosystem;
Hard Cap means EUR 12,000,000 or the corresponding amount of ETH determined in accordance with the exchange rate ETH to EUR as set by the Company observing the published average exchange rate on CoinMarketCap.com or another reference platform in the relevant time.
Intellectual Property means all copyright and other intellectual property rights, including inventions, creations, discoveries, knowhow, processes, marks, signs, designs, methods, compositions, formulae, techniques, information and data, whether or not patentable, copyrightable or protectable as a trademark, patent, design or a copyright work, and any trademarks, copyrights, designs or patents based thereon over all content and other materials contained on Website or provided in connection with the Services, the Company and 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale and 4TH PILLAR Token Crowdsale, including, without limitation, the logos and all designs, text, graphics, user interface, visual interface, photographs, pictures, artwork, information, data, software, source code, as well as the compilation thereof, sound files, other files, design, structure, selection, coordination, expression and other content connected to the Website and the selection and arrangement thereof;
IPFS (interplanetary file system) is the peer-to-peer distributed file system that seeks to connect all computing devices with the same system of files.
Payment Currency means the currency in which the FOUR tokens will be sold during the 4TH PILLAR Token Crowd Pre-sale, regardless of the fact that the price of FOUR tokens is set in EUR. The Payment Currency for the 4TH PILLAR Token Crowd Pre-sale is Ethereum (“ETH”).
Services mean all services which will be enabled or provided by the Company, related to the FOUR tokens, the 4TH PILLAR Ecosystem, DIFIDAES blockchain model, DAPP, Decentralised private database, IPFS, Decentralised private database, 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowdsale, Ethereum Wallet, User’s 4TH PILLAR Token Address or other services which are available on the Website or described in the Whitepaper;
Smart Contract System means parts of these Terms which are directly written into lines of code and are self-executed by the Ethereum network. The code exists across a distributed, decentralized blockchain network. Smart Contract System permits trusted transactions and agreements to be carried out among disparate, anonymous parties without the need for a central authority, legal system, or external enforcement mechanism. It renders transactions traceable, transparent, and irreversible;
Soft Cap means EUR 2,000,000 or the corresponding amount of ETH determined in accordance with the exchange rate ETH to EUR as set by the Company observing the published average exchange rate on CoinMarketCap.com or another reference platform in the relevant time.
User means the individual or entity who access the Website, participates in 4TH PILLAR Early Contribution, in 4TH PILLAR Token Crowd Pre-sale, in 4TH PILLAR Token Crowd Pre-sale KYC or in 4TH PILLAR Token Crowdsale or uses the Smart Contract System or Services.
User Credentials mean all personal information and documents from the User provided in the 4TH PILLAR Token Crowd Pre-sale KYC procedure to the Company;
User’s 4TH PILLAR Token Address means the public Ethereum wallet address of the User that supports the ERC-20 token standard from which the Users send their Payment Currency to the 4TH PILLAR Token Crowd Pre-sale and to which the FOUR tokens will be sent by the Company;
Website means the websites located on the following web addresses: www.the4thpillar.io and/or www.the4thpillar.com;
Whitepaper means one of the accompanying documents published by the Company on the Website, describing business plan, roadmap, technical and marketing details of the 4TH PILLAR Early Contribution, 4TH PILLAR Crowd Pre-sale and 4TH PILLAR Crowdsale, the idea and purpose of the FOUR token, as well as respective pricing and tokens distribution plan;
2. Scope of Terms
These Terms are a legally binding Agreement between you, on the one part, and the Company, on the other part. Unless otherwise stated herein, these Terms only govern your purchase of FOUR tokens from the Company in the 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowd Pre-sale KYC or just viewing certain pages of the Website, including but without limitation, for the purpose of obtaining FOUR tokens.
These Terms are effective at the time you acknowledge that you have read them and you are agree to be bound by them.
Any use of FOUR tokens, the 4TH PILLAR Ecosystem, DIFIDAES blockchain model, DAPP, Decentralised private database, IPFS and Decentralised private database may be governed by other applicable terms and conditions and policies.
The Company reserves the right, at its own and complete discretion, to modify or to temporarily or permanently suspend or eliminate the Website, and/or disable any access to the Website.
By accepting these Terms, using Website, submitting your User Credentials in the 4TH PILLAR Token Crowd Pre-sale KYC, participating in the 4TH PILLAR Token Crowd Pre-sale and/or purchasing FOUR tokens, you covenant, represent, and warrant that: you are of an age of majority to enter into this Agreement, meet all other eligibility and residency requirements, and are fully able and legally competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth herein and to abide by and comply herewith.
Natural persons and legal entities that are not capable of holding legal rights and obligations are not allowed to participate in the 4TH PILLAR Token Crowd Pre-sale. If the Company becomes aware that such natural person or legal entity was accepted to the Crowd Pre-sale List of participants, it will remove such Crowd Pre-sale participant from the Crowd Pre-sale List of participants, refund its payment contribution and block his User’s 4TH PILLAR Token Address.
By transferring Payment Currency to Ethereum Wallet and/or accepting FOUR tokens, you expressly agree to all of the terms and conditions set forth in Smart Contract System existing on the Ethereum blockchain, which is incorporated by reference herein. You further confirm to have carefully reviewed the Smart Contract System, its functions and the terms and conditions applicable for the Smart Contract System.
You shall not use the Website or participate in 4TH PILLAR Token Crowd Pre-sale if such use is prohibited under applicable law. In particular, should any limitation or prohibition as to your acceptance or use of any amount of FOUR tokens exist under applicable law, you shall not enter into this Agreement. You are solely responsible and liable for compliance with applicable law of your jurisdiction and shall indemnify, defend and hold harmless Company Parties from any violation of the applicable law of your jurisdiction.
3. Eligibility - 4TH PILLAR Token Crowd Pre-sale KYC
You understand and accept, that participation in the 4TH PILLAR Token Crowd Pre-sale will not be possible from a public Ethereum wallet address that has not been previously registered according to the procedure defined herein.
In order to be eligible to participate in the 4TH PILLAR Token Crowd Pre-sale and to purchase the FOUR tokens, you will have to undergo our 4TH PILLAR Token Crowd Pre-sale KYC. On the Website, you will be prompted to complete the contribution form and provide us with your User Credentials. You confirm by using the 4TH PILLAR Token Crowd Pre-sale KYC and providing the User Credentials to the Company, that all information provided within the 4TH PILLAR Token Crowd Pre-sale KYC is true and accurate and that that you do not act on behalf of any third party.
You will be required to provide us with your personal information depending on your contribution type.
Contribution type: Natural person
In case you would like to contribute as a natural person you will be required to provide us with your name, address of the permanent residence, address of the temporary residence, date of birth, place of birth, tax ID number or personal Identification number, citizenship, ID (personal document) number, type of ID, name of the issuer of the ID, date of issue of the ID, expiration date of the ID, e-mail address, telephone number, User’s 4TH PILLAR Token Address and the amount and currency of your contribution.
Contribution type: Legal entity
In case you would like to contribute as a legal entity you will be required to provide us with legal entity’s name, registered office, business address, registration number, name of the representative, country of registration, tax ID number, e-mail address. User’s 4TH PILLAR Token Address, excerpt from the business register which is not more than three months old and the amount and currency of your contribution. The legal entity’s representative will need to provide his personal information and documents which are required for the contributors which are natural persons.
The 4TH PILLAR Token Crowd Pre-sale KYC is put in place to assess and monitor risk and to prevent doing business with a money launderer, terrorist or other criminal. The 4TH PILLAR Token Crowd Pre-sale KYC will protect the Company, the project and its supporters from fraud and losses due to illegal funds and transactions as well as an industry standard that has been established.
Once you will provide to us all the above User Credentials we will process your 4TH PILLAR Token Crowd Pre-sale KYC application. It is in our sole discretion to select which participants among the once which provided us with their User Credentials in the 4TH PILLAR Token Crowd Pre-sale KYC and for what amount of Payment Currency will be accepted to the Crowd Pre-sale List of participants and approved as Crowd Pre-sale participants. The Company has absolute discretion and may reject you and any amount of Payment Currency you paid for any reason or no reason at all. The final decision who and for what amount of Payment Currency will be added to the Crowd Pre-sale List of participants will be made by us as soon as technically possible, but not later than five days after we will receive your User Credentials. Only Crowd Pre-sale participants will be provided with a welcoming email which will instruct you how to proceed with the purchase of the FOUR tokens.
You acknowledge and agree that you are not a citizen, resident, seated, incorporated, domiciled with principal office, permanent establishment or branch office, business address or centre of main interest in and you do not have location in the country or territory of jurisdictions that is listed on the Office for Money Laundering Prevention of the Republic of Slovenia’s list of high-risk countries, which includes but is not limited to Afghanistan, Iran, Iraq, Yemen, Syria, Tunisia, Vanuatu, Trinidad and Tobago, Democratic People's Republic of Korea (DPRK), Ethiopia, Sri Lanka, Bosnia and Herzegovina, Guyana, Lao PDR, Uganda or other countries available at: http://www.uppd.gov.si/si/javne_objave/seznam_drzav_50_clen_zppdft_1/. We may at our sole discretion decide if we will accept Users from any other country or territory placed on any of the sanctions or risk related lists, published and maintained by the United Nations, European Union, any EU member state, FATF, UK Treasury, US Office of Foreign Assets Control (OFAC), Government of the Republic of Slovenia or other organization.
You confirm by participating in the 4TH PILLAR Token Crowd Pre-sale KYC and providing your User Credentials to the Company, that all information provided within the 4TH PILLAR Token Crowd Pre-sale KYC is true and accurate and that that you do not act on behalf of any third party.
The Company reserves the right to change the 4TH PILLAR Token Crowd Pre-sale KYC procedure discretionally without any explanation, and that 4TH PILLAR Token Crowd Pre-sale KYC procedure might be adjusted on per case bases. Upon our request, you will immediately provide to us any information and documents that we, in its sole discretion, deem necessary or appropriate to comply with any laws, regulations, rules or agreements, including without limitation judicial process. Such information and documents include, but are not limited to, passport, driver’s license, utility bills, photographs of associated individuals, government identification cards, sworn statements, information on your business activity, purpose of purchasing FOUR tokens, source of funds, your beneficial owners or any other circumstance deemed relevant by the Company. You consent that you will disclose such information and documents to us in order to comply with applicable laws, regulations, rules or agreements. You acknowledge that we may refuse to add you to the Crowd Pre-sale List of Participants and to distribute FOUR tokens to you until such requested information is provided.
We may report to law enforcement agencies any activities that we reasonably believe to be unlawful, or that we reasonably believe may aid a law enforcement investigation into unlawful activity. In addition, we reserve the right to release your information to law enforcement agencies if we determine, in our sole judgment, that either you have violated our policies, or the release of your information may protect the rights, property, or safety of the Company or another person.
The team behind the 4TH PILLAR project is allowed to contribute any amount of Payment Currency in the 4TH PILLAR Early Contribution, the 4TH PILLAR Token Crowd Pre-sale and the 4TH PILLAR Token Crowdsale.
4. 4TH PILLAR Token Crowd Pre-sale
The Company will sell FOUR tokens in the 4TH PILLAR Token Crowd Pre-sale only to the Crowd Pre-sale participants. Only Users which completed the 4TH PILLAR Token Crowd Pre-sale KYC and were accepted to the Crowd Pre-sale List of participants will be eligible to purchase the FOUR tokens during the 4TH PILLAR Crowd Pre-sale.
The Company will conduct 4TH PILLAR Crowd Pre-sale during the Crowd Pre-sale Period.
In the welcoming email, after completed 4TH PILLAR Token Crowd Pre-sale KYC, you will be provided with the Ethereum Wallet which will be used for the 4TH PILLAR Token Crowd Pre-sale. No third-party provider has been allowed, authorized or endorsed by the Company for the distribution of FOUR tokens.
During the 4TH PILLAR Crowd Pre-sale the bonus for the exclusive duration of the Crowd Pre-sale Period is 30%, which means that all participants in the 4TH PILLAR Crowd Pre-sale receive additional 30% of FOUR tokens. The EUR price per one (1) FOUR token during the 4TH PILLAR Crowd Pre-sale is EUR 0.10. While the FOUR token price is set in EUR, you can pay for FOUR tokens in Payment Currency.
In the 4TH PILLAR Token Crowd Pre-sale the Users can contribute the Payment Currency in minimum amount of 1 ETH.
You must pay the purchase price for the FOUR tokens in Payment Currency by sending the Payment Currency to the public Ethereum Wallet provided to you in the welcoming email which details were provided to you after completed 4TH PILLAR Token Crowd Pre-sale KYC. You will be entitled to the amount of FOUR tokens which equals to the amount of Payment Currency you paid to the Company multiplied by the Exchange Rate and divided by the EUR price per one (1) FOUR token (EUR 0.10). In addition to this amount you will be entitled to additional 30% of FOUR tokens as the 4TH PILLAR Token Crowd Pre-sale bonus.
Users are not allowed to send their Payment Currency to the 4TH PILLAR Token Crowd Pre-sale from the address of any currency exchange (i.e., Poloniex, Coinbase, Bitfinex, etc). You may lose your payments made from these addresses. We reserve the right to prescribe additional guidance regarding specific wallet requirements.
Your purchase is not guaranteed until we receive the amount of the Payment Currency you sent to the Ethereum Wallet. If we have not received your payment of the Payment Currency within the Crowd Pre-sale Period, we reserve the right to void your purchase request and refuse to accept your payment. For the avoidance of doubt, your payment of the Payment Currency will be deemed to be paid once we have received three (3) network confirmations of the transaction. We reserve the right, in our sole discretion, to modify any of the timelines and procedures described herein to account for network congestion or other technical challenges.
After we receive your payment we will check your User Credentials, check if you are the Crowd Pre-sale participant and accept or deny your request and amount of your Payment Currency. The Company has absolute discretion and may reject you and any amount of Payment Currency you paid for any reason or no reason at all. The final decision who and for what amount of Payment Currency will be accepted in the 4TH PILLAR Token Crowd Pre-sale will be made by us at the latest one day before the 4TH PILLAR Crowdsale.
The Company anticipates that FOUR tokens, based on the funds raised during the 4TH PILLAR Token Crowd Pre-sale, will be generated, distributed and delivered at the latest seven (7) days after the elapse of the Crowdsale Period. The Company reserves the right to extend the FOUR token delivery date for up to two (2) additional weeks if necessary to address any unanticipated technical difficulties and issues or security issues. For the avoidance of doubt, any extension of the FOUR token delivery shall not affect the obligation of the Company and you to make and take delivery, respectively, of FOUR tokens purchased. Although the Company does not anticipate any technical difficulties and issues or security issues arising from the 4TH PILLAR Token Crowd Pre-sale, these two (2) additional weeks timeframe is intended as a precautionary buffer period for Company to resolve any such technical difficulties and issues or security issues.
The FOUR tokens distributed during the Crowd Pre-sale Period will not exceed 50% of all the available FOUR tokens assigned for contributors including 30% of FOUR tokens which will be distributed as bonuses. Total number of FOUR tokens available in the 4TH PILLAR Early Contribution, the 4TH PILLAR Token Crowd Pre-sale and the 4TH PILLAR Token Crowdsale together and which are assigned for contributors is 152.000.000.
The funds raised during the 4TH PILLAR Token Crowd Pre-sale will be used as described in the Exhibit A. If the funds raised during the 4TH PILLAR Early Contribution, the 4TH PILLAR Token Crowd Pre-sale and the 4TH PILLAR Token Crowdsale all together do not reach the minimum target of EUR 2.000.000 (Soft Cap) for the 4TH PILLAR Token Crowdsale by the termination of the 4TH PILLAR Token Crowdsale, the Smart Contract System will not deliver FOUR tokens to the contributors in the 4TH PILLAR Early Contribution, the 4TH PILLAR Token Crowd Pre-sale and the 4TH PILLAR Token Crowdsale and will instead return the received payments from Users to the User’s 4TH PILLAR Token Address. In that circumstance, the Company will not have any further obligations to Users, under these Terms or any other agreement, after User’s contribution is returned to the User’s 4TH PILLAR Token Address.
You agree not to share your User Credentials and the Ethereum Wallet provided in the welcoming email with any other person for the purpose of facilitating their unauthorized access to the 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale or 4TH PILLAR Token Crowdsale. If you do share your User Credentials with anyone we will consider their activities to have been authorized by you. You alone are responsible for any acts or omissions that occur during the 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale or 4TH PILLAR Token Crowdsale through the use of your User Credentials or your User’s 4TH PILLAR Token Address. We reserve the right to suspend or block your access to the 4TH PILLAR Token Crowd Pre-sale upon suspicion of any unauthorized access or use, or any attempt thereof, by anyone using your User Credentials or your User’s 4TH PILLAR Token Address. You may lose all your payments if made from the suspended or blocked User’s 4TH PILLAR Token Address or using suspended or blocked User Credentials.
At any time during the Crowd Pre-sale Period and at its sole discretion, Company may by notice on the Website, temporarily or permanently suspend or terminate the 4TH PILLAR Token Crowd Pre-sale for technical, security or any other reason and such suspension or termination shall take effect from the moment of publication of such notice until the same is updated or removed from the Website. You agree not to send any contributions in any Payment Currency during such a suspension period or after termination and accept the risk that any contribution sent during such a suspension period or after termination may be lost in its entirety. Company is not responsible or liable for returning or refunding any losses incurred by you due to sending a contribution during a suspension period or after termination.
If the Company will at its sole discretion or as fulfilment of its obligations according to these Terms return the User’s contribution to the User for any reason, the User will be obliged to pay any transaction fees and other costs related to such return or transaction.
Important information about the procedures and material specifications of the Company, the Services and FOUR tokens is provided in Exhibit A. By participating in the 4TH PILLAR Token Crowd Pre-sale and purchasing FOUR tokens, you acknowledge that you have read, understand, and have no objection to Exhibit A.
5. Purpose and Use of FOUR tokens
FOUR tokens have no rights, uses or attributes outside of scope of the Services. Any potential future use of FOUR tokens in connection with the provision or receipt of Services except the 4TH PILLAR Early Contribution, the 4TH PILLAR Token Crowd Pre-sale and the 4TH PILLAR Token Crowdsale, will be subject to and governed by such other applicable terms, conditions and policies, except if otherwise provided herein. Such terms will be made available to the Users, if and when the Services are successfully developed and deployed.
FOUR tokens distributed in the 4TH PILLAR Token Crowd Pre-sale will not be transferable and the Users will not be able to send them to other wallets until the end of the 4TH PILLAR Token Crowdsale. This restriction will be eliminated after the conclusion of the 4TH PILLAR Token Crowdsale.
The FOUR tokens are going to be distributed on the Ethereum blockchain to obtain funding for the Company’s project. The FOUR tokens are an atomic units and internal currency of the Services. All transactions, gas fees and personal fond token transfers in relation to the Services will use FOUR tokens as main transactional currency.
FOUR tokens are not securities as defined under applicable laws of Slovenia. Therefore, the FOUR tokens have not been registered with any competent regulator. FOUR tokens may not be offered, sold or otherwise transferred, encumbered or otherwise used except as permitted under applicable laws.
Important information about the procedures and material specifications of the Company, the Services and FOUR tokens is provided in Exhibit A. By participating in the 4TH PILLAR Token Crowd Pre-sale and purchasing FOUR tokens, you acknowledge that you have read, understand, and have no objection to Exhibit A.
6. Possible Migration of FOUR tokens.
FOUR tokens are being created as ERC-20 tokens on the Ethereum protocol. We reserve the right to migrate the ERC-20 based FOUR tokens to another protocol and to generate replacement FOUR tokens on the new protocol in the future, should we determine, in our sole discretion, that doing so is necessary or useful of our operation and/or Services.
Should we decide to migrate the FOUR tokens, we will notify you via the email address you provided to us during the 4TH PILLAR Token Crowd Pre-sale KYC.
7. 4TH PILLAR Token Creation and Allocation
All FOUR tokens sold in the 4TH PILLAR Token Crowd Pre-sale will be created and distributed according to the rules of the 4TH PILLAR Token Crowdsale defined in the Exhibit B, unless otherwise specified in the Section 4 and Section 5 of these Terms. By participating in the 4TH PILLAR Token Crowd Pre-sale and purchasing FOUR tokens, you acknowledge that you have read, understand, and have no objection to the Exhibit B.
8. Refusal of Purchase Requests
All purchases of FOUR tokens from us and/or your acceptance of FOUR tokens are final, and there are no refunds or cancellations except as set forth herein or as may be required by applicable law or regulation. We reserve the right to refuse or cancel FOUR token purchase requests at any time in our sole discretion. To the greatest extent legally possible, the User hereby waives any statutory or contractual right to withdraw from, or to rescind, these Terms. To the extent the Company, in its sole discretion, decides to make a refund, any refunds will be made in the ETH for the Users which contributed Payment Currency. We are not responsible for any delays, losses, costs, non-delivery of refunds or of FOUR tokens, or other issues arising from the failure to provide, or providing an inaccurate or incomplete User’s 4TH PILLAR Token Address.
You acknowledge and agree that these Terms are in respect of distance contracts excluded from the right of withdrawal since they concern the supply of goods for which the price is dependent on fluctuations in the market which cannot be controlled by us and which may occur within the withdrawal period.
You acknowledge and agree, in addition and without limitation to any other applicable exceptions that the exception regarding the digital content on a non-tangible medium in respect of distance sale applies since these Terms concern the supply of digital content on a non-tangible medium. You hereby waive the right to withdrawal from these Terms in a period of 14 days. Furthermore, you give the express consent and acknowledge that you thereby lose your right of withdrawal.
9. Acknowledgment and Assumption of Risks.
The acquisition of FOUR tokens involves a high degree of risk. Before acquiring FOUR tokens, it is recommended that you conduct your own careful examination of all relevant information and risks about the Company, the Services and FOUR tokens.
You acknowledge and agree that there are risks associated with purchasing, holding, owning, and using FOUR tokens, participating in the 4TH PILLAR Token Crowd Pre-sale, with the provision or receipt of Services and accessing or using the Website, as disclosed and explained in Exhibit C. BY PURCHASING FOUR TOKENS, YOU EXPRESSLY ACKNOWLEDGE AND ASSUME THESE RISKS.
10. Security
You are responsible for implementing reasonable measures for securing (i) device associated with your email address, (ii) User’s 4TH PILLAR Token Address, your wallet, vault or other storage mechanism you use to receive and hold FOUR tokens purchased from us, (iii) including any requisite private key(s) or other credentials necessary to access such storage mechanism(s). If your private key(s) or other access credentials are lost, you may lose access to your FOUR tokens. We are not responsible or liable for any losses, costs, or expenses relating to lost access credentials.
In case you suspect a security breach in any of the abovementioned, you will inform us immediately, so we can take all required and possible measures to secure the Website, the Services, the 4TH PILLAR Early Contribution, 4TH PILLAR Crowd Pre-sale and 4TH PILLAR Crowdsale, FOUR tokens and systems as whole.
11. Personal Information
As part of the 4TH PILLAR Token Crowd Pre-sale KYC, we may request certain information about you in order to distribute FOUR tokens to you. If you do not provide the information requested by us, then we may be unable to distribute FOUR tokens to you.
We may determine, in our sole discretion, that it is necessary to obtain additional information about you which were not obtained during the 4TH PILLAR Token Crowd Pre-sale KYC in order to comply with applicable laws or regulations in connection with selling FOUR tokens to you. You agree to provide us such information promptly upon request and acknowledge that we may refuse to sell or distribute FOUR tokens to you until you provide such requested information and we have determined that it is permissible to sell you FOUR tokens under applicable laws or regulations.
Please refer to our Privacy Policy published on the Website for information about how we collect, use and share your information obtained during the 4TH PILLAR Token Crowd Pre-sale and 4TH PILLAR Token Crowd Pre-sale KYC.
We may share your information with others as required by, or permitted by, law. This may include sharing your information with government entities, or third parties in response to subpoenas, court orders, other legal process, or as we believe is necessary to exercise our legal rights, to defend against legal claims that have been brought against us, or to defend against possible legal claims that we determine in our sole discretion might be brought against us.
12. Taxes
It is your responsibility to determine what, if any, taxes apply to your participation in the 4TH PILLAR Token Crowd Pre-sale or purchase of FOUR token, for example, sale, use, value added, and similar taxes. It is your responsibility to withhold, collect, report and remit the correct taxes to the appropriate tax authority and all your factual and potential tax obligations are your concern. You agree that the Company is not in any case and under no conditions responsible for determining whether taxes apply to your participation in the 4TH PILLAR Token Crowd Pre-sale or purchasing FOUR tokens or for collecting, reporting, withholding or remitting any sale, use, value added, or similar taxes arising from participation in the 4TH PILLAR Token Crowd Pre-sale or purchasing FOUR tokens. You also agree that the Company is not in any case and under no conditions bound to compensate for your tax obligation, to give you any advice related to tax issues or to act and cooperate in any proceeding, in which you would claim or enforce tax benefits under any bilateral or multilateral tax agreement or under any other national or international tax regime.
Any amounts that you pay for FOUR tokens are exclusive of any applicable taxes and shall certain taxes be applicable, they shall be added on top of the payable amounts. Upon our request, you will provide to us any information that we reasonably request to determine whether we are obligated to collect VAT from you, including your VAT identification number. If any deduction or withholding is required by law, you will notify the Company and will pay the Company any additional amounts necessary to ensure that the net amount received by the Company, after any deduction and withholding, equals the amount the Company would have received if no deduction or withholding had been required. Additionally, you will provide the Company with documentation showing that the withheld and deducted amounts have been paid to the relevant taxing authority.
13. Representations and Warranties
By accepting these Terms and by sending Payment Currency to purchase FOUR tokens from us, you represent and warrant to the Company that as of date of accepting these Terms, at the time of contribution of the Payment Currency and at the time of distribution of FOUR tokens (unless a representation or warranty expressly refers to another applicable date or time) the following is true and correct in all respects:
a. You have read and understand these Terms (including all Exhibits);
b. YOU ACKNOWLEDGE AND AGREE THAT THERE ARE RISKS ASSOCIATED WITH PURCHASING, HOLDING, OWNING AND USING FOUR TOKENS, WITH THE PROVISION OR RECEIPT OF SERVICES AND ACCESSING OR USING THE WEBSITE (BUT NOT NECESSARILY LIMITED TO) THE RISKS DESCRIBED IN EXHIBIT C;
c. You have sufficient understanding of technical, financial and business matters (including those that relate to the Services), cryptographic tokens, token storage mechanisms (such as token wallets), and blockchain technology to understand these Terms and to appreciate the risks and implications of these Terms, purchasing FOUR tokens and participating in the 4TH PILLAR Token Crowd Pre-sale;
d. You know how to manage these digital technologies, and you are solely responsible for any evaluations, decisions and actions you make concerning cryptographic tokens, cryptocurrencies and blockchain-based systems;
e. You have necessary and relevant experience and knowledge to deal with cryptographic tokens, cryptocurrencies and Blockchain-based systems to competently enter into this Agreement;
f. You understand the restrictions and risks associated with the creation of FOUR tokens as set forth herein, and acknowledge and assume all such risks;
g. You have obtained, reviewed and analysed sufficient and satisfactory information about the FOUR tokens and the Services to make an informed decision to purchase FOUR tokens, to participate in the 4TH PILLAR Token Crowd Pre-sale and to accept these Terms;
h. You understand , agree and accept that with regard to FOUR tokens no market liquidity may be guaranteed and that the value of FOUR tokens may over time experience extreme volatility or depreciate in full;
i. You understand that FOUR tokens purchased in the 4TH PILLAR Token Crowd Pre-sale will not be delivered if the funds raised during the 4TH PILLAR Early Contribution, the 4TH PILLAR Token Crowd Pre-sale and the 4TH PILLAR Token Crowdsale do not reach the minimum target for the 4TH PILLAR Token Crowdsale by the termination of the 4TH PILLAR Token Crowdsale.
j. You understand and acknowledge that the team behind the 4TH PILLAR project is allowed to contribute any amount of Payment Currency in the 4TH PILLAR Early Contribution, the 4TH PILLAR Token Crowd Pre-sale and the 4TH PILLAR Token Crowdsale.
k. You have carefully reviewed and understand the Smart Contract System, its functions and the terms and conditions applicable for the Smart Contract System;
l. You will fully comply with the 4TH PILLAR Token Crowd Pre-sale KYC as described in Section 3, the 4TH PILLAR Token Crowd Pre-sale as described in Section 4 and the 4TH PILLAR Token Crowdsale procedures as described in Exhibit B and provide the Company with true, exact and current information and data the Company requests from you;
m. You understand that the FOUR tokens confer only the right to provide and receive some parts of the Services and confer no other rights of any form with respect to the Company or any of its assets, including, but not limited to, any ownership, distribution, redemption, liquidation, proprietary (including all forms of Intellectual Property), or other financial or legal rights;
n. You understand, agree and accept that while the individuals and entities, including the Company, assigned to this task will make reasonable efforts to develop, enable and provide Services, it is possible that such development may fail and your FOUR tokens become useless and/or valueless due to technical, commercial, regulatory or any other reasons;
o. You are aware of the risk that even if all or parts of the Company’s project or the Services are successfully developed and released in full or in parts, due to a lack of public interest, the Company’s project or the Services could be fully or partially abandoned, remain commercially unsuccessful or be shut down for lack of interest, regulatory or other reasons. You therefore understand and accept that the transfer of Payment Currency to the relevant Smart Contract System, the creation of FOUR tokens by the Smart Contract System and/or the acceptance of FOUR tokens carry significant financial, regulatory and/or reputational risks, including the complete loss of value of created FOUR tokens, if any, and attributed features of the Services or Company’s project;
p. You are purchasing FOUR tokens solely for the purpose of providing and receiving some parts of the Services and supporting the development, testing, deployment and operation of the Company’s project, being aware of the commercial risks associated with the Company and the Company’s project. You are not purchasing FOUR tokens for any other purposes, including, but not limited to, any investment, speculative or financial purpose;
q. Your purchase and acceptance of FOUR tokens complies with applicable laws and regulations in your jurisdiction, including, but not limited to, (i) legal capacity and any other threshold requirements in your jurisdiction for the purchase and acceptance of the FOUR tokens and entering into contracts with the Company, (ii) any foreign exchange or regulatory restrictions applicable to such purchase and acceptance, and (iii) any governmental or other consents that may need to be obtained;
r. You will comply with any applicable tax obligations in your jurisdiction arising from your accepting these Terms, purchase and acceptance of FOUR tokens, participating in the 4TH PILLAR Token Crowd Pre-sale;
s. If you are purchasing the FOUR tokens on behalf of any legal entity you represent and warrant that, (i) you completed the 4TH PILLAR Token Crowdsale KYC procedure as a legal entity, (ii) you are authorized to accept these Terms on such entity’s behalf, (iii) that such entity will be responsible for breach of these Terms by you or any other employee or agent of such entity (references to “you” in these Terms refer to you and such entity, jointly) and (iv) that the entity is in good standing, duly incorporated and validly existing under the laws of the jurisdiction of incorporation;
t. You are not a person, citizen, resident, seated, incorporated, domiciled or with principal office, permanent establishment or branch office, business address or centre of main interest in the United States of America, Canada, Republic of Korea, New Zealand, Singapore, People’s Republic of China or in any jurisdiction or country where such distribution, purchase, ownership, sale, acceptance or usage of FOUR tokens, participation in the 4TH PILLAR Token Crowd Pre-sale or usage of the Services could be contrary to any law or regulation, or which could subject the Company, including its affiliates, or any of its products or services to any registration, licensing or other authorization requirement within such jurisdiction or country. You covenant, represent, and warrant that also none of your affiliates, shareholders members or management or supervisory bodies are such persons. The Company reserves the right to refuse distributing FOUR tokens to anyone who does not meet the required criteria as set out hereunder and by the applicable law. In particular, the Company may refuse distributing FOUR tokens to citizens, permanent residents of these countries and those who do not meet criteria specified in this Section 13 and the Terms. You agree that if your country of residence or other circumstances change such that the above representations are no longer accurate, that you will immediately cease using the Services.
u.
v. Making a contribution and receiving FOUR tokens under these Terms is not unlawful or prohibited under the laws of your jurisdiction or under the laws of any other jurisdiction to which you may be subject and any contribution shall be made in full compliance with applicable laws (including, but not limited to, in compliance with any tax obligations to which you may be subject in any relevant jurisdiction);
w. Any contribution to be made by you for the purchase of FOUR tokens is not derived from or related to any unlawful or unethical activities, including but not limited to money laundering or terrorist financing activities or any kind of bribery acts, in all respects;
x. You shall not use the FOUR tokens or 4th PILLAR Token Crowd Pre-sale to finance, engage in, or otherwise support any unlawful activities, including but not limited to money laundering and the financing of terrorism;
y. Your Payment Currency shall be transferred to Company from a digital wallet that: (i.) is registered in your name or in the name of a person who is duly authorized by you to transfer the Payment Currency and is eligible to do so under Section 3 and Section 4; (ii.) and technically supports FOUR tokens. You understand and accept, that failure to assure this may have the result that you will not gain access to your FOUR tokens.
z. You waive the right to participate in a class action lawsuit or a class wide arbitration against any Company Parties and any entity or individual related to these Terms and the creation, issuance, distribution, acceptance and use of FOUR tokens.
14. Indemnification
To the fullest extent permitted by applicable law, you will indemnify, defend and hold harmless the Company and its Company Parties from and against all claims, demands, actions, damages, losses, liabilities, costs and expenses (including attorneys’ fees) that arise from or relate to (i) any third-party claim concerning these Terms, (ii) your use of, or conduct in connection with 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowdsale, Services, (iii) any feedback you provide, (iv) your purchase, acceptance or use of the FOUR tokens, (v) your responsibilities or obligations under these Terms (vi) your violation of these Terms, (vii) your violation of any rights of any other person or entity (viii) or any violation of the applicable law of your jurisdiction. If you are obligated to indemnify us, we will have the right, in our sole discretion, to control any action or proceeding (at our expense) and determine whether we wish to settle it. If we are obligated to respond to a third-party subpoena or other compulsory legal order or process described above, you will also reimburse us for reasonable attorney fees, as well as our employees’ and contractors’ time and materials spent responding to the third-party subpoena or other compulsory legal order or process at reasonable hourly rates.
The Company reserves the right to exercise sole control over the defence, at your expense, of any claim subject to indemnification under Section 14. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and the Company.
You will promptly notify us of any third-party claims, actions, or proceedings which you become aware of that involves the Company as a result of these Terms. The Company may participate with counsel of its own choosing in any proceedings describing above.
15. Disclaimers
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW AND EXCEPT AS OTHERWISE SPECIFIED IN A WRITING BY US, (A) THE FOUR TOKENS ARE SOLD ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, AND WE EXPRESSLY DISCLAIM ALL IMPLIED WARRANTIES AS TO THE FOUR TOKENS, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT, (B) WE DO NOT REPRESENT OR WARRANT THAT THE FOUR TOKENS ARE RELIABLE, CURRENT OR ERROR-FREE, MEET YOUR REQUIREMENTS, OR THAT DEFECTS IN THE FOUR TOKENS WILL BE CORRECTED, AND (C) WE CANNOT AND DO NOT REPRESENT OR WARRANT THAT THE FOUR TOKENS OR THE DELIVERY MECHANISM FOR FOUR TOKENS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
Some jurisdictions do not allow the exclusion of certain warranties or disclaimer of implied terms in contracts with consumers, so some or all of the exclusions of warranties and disclaimers in this Section 15 may not apply to you.
Neither these Terms nor the Whitepaper constitute a prospectus, offering document or private placement memorandum of any sort and other documents are not an offer to sell, nor the solicitation of an offer to buy any investment or financial instrument in any jurisdiction and does not pertain in any way to an initial public offering or a share/equity offering in the Company or the Website or Services and does not pertain in any way to an offering of securities in any jurisdiction. The FOUR tokens are not being structured or sold as securities or any other form of investment product. FOUR token is not an investment, investment product or investment advice.
FOUR token does not have the legal qualification as a security, since it does not give any rights on dividends or interest, any ownership right or stake share or equivalent rights or any right to receive future revenue shares, or any other form of participation in or relating to the Company, nor shall FOUR tokens holders have any influence or rights in the development or governance of the Company. FOUR token is not a share and does not give any right to participate in the general meetings of the Company.
None of the information or analyses presented are intended to form the basis for any investment decision, and no specific recommendations are intended, and Services and the Website are not, do not offer and shall not be construed as investment or financial products, but as software. Holders of FOUR tokens are only entitled to the use of the Services and certain other rights within the Services. Accordingly, this document does not constitute investment advice or counsel or solicitation for investment in any security and shall not be construed in that way. This document does not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or any invitation to offer, to buy or subscribe for, any securities.
FOUR tokens should not be acquired for speculative or investment purposes with the expectation of making a profit on immediate or future re-sale. There are no guarantees regarding the value of the FOUR token and there is no reason to believe that FOUR token will increase in value, and they might also decrease in value or lose their value entirely.
This sale of FOUR tokens, the FOUR tokens and the Services are unregulated. The Company is closely following changes to legislation in the most relevant jurisdictions in the world and undertakes to act accordingly, if regulatory changes impact operations of FOUR tokens and the Services. The Company is not a financial institution and is currently not under supervision of any financial supervisory authority. The Company does not provide any licensed financial services, such as investment or brokerage services, capital raising, fund management or investment advice. This FOUR token distribution is not a public offering of equity or debt and consequently does not fall under the securities or any prospectus regulation.

No regulatory authority has examined or approved of any of the information set out in these Terms and/or the Whitepaper. No such action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction. The publication, distribution or dissemination of these Terms and/or the Whitepaper does not imply that applicable laws, regulatory requirements or rules have been complied with.

The information contained in the Website is for general information purposes only. While every effort will be made by the Company to ensure that information contained on the Website or regarding the Services is correct, the Company disclaims (to the extent permitted by applicable laws) all warranties regarding the accuracy, adequacy, correctness, completeness, reliability, timeliness, non-infringement, title, merchantability or fitness of any information on the Website and/or regarding the Services.
FOUR tokens are available to users in exchange for certain other cryptographic tokens and we do in no way provide exchange of FOUR tokens for fiat currency. The Company also does not provide custodial or wallet services for the FOUR tokens or any other crypto currency.
All statements, estimates, financial and other information contained in the Whitepaper or Website, made in any press releases or in any place accessible by the public and oral statements that may be made by the Company or any associated party that are not statements of historical fact, constitute “forward-looking statements”. Nothing contained in the Whitepaper or Website or such other statements is or may be relied upon as a promise, representation or undertaking as to the future performance or policies of the Company.

16. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW (I) IN NO EVENT WILL THE COMPANY OR ANY OF THE COMPANY PARTIES BE LIABLE TO YOU OR ANYONE ELSE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, WHERE RELATED TO LOSS OF REVENUE, INCOME OR PROFITS, LOSS OF USE OR DATA, OR DAMAGES FOR BUSINESS INTERRUPTION) ARISING OUT OF OR IN ANY WAY RELATED TO THE SALE OR USE OF THE FOUR TOKENS OR OTHERWISE RELATED TO THESE TERMS, REGARDLESS OF THE FORM OF ACTION, WHETHER BASED IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, SIMPLE NEGLIGENCE, WHETHER ACTIVE, PASSIVE OR IMPUTED), OR ANY OTHER LEGAL OR EQUITABLE THEORY (EVEN IF THE PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE), AND (II) IN NO EVENT WILL THE AGGREGATE LIABILITY OF THE COMPANY AND THE COMPANY PARTIES (JOINTLY), WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE, WHETHER ACTIVE, PASSIVE OR IMPUTED), OR OTHER THEORY, ARISING OUT OF OR RELATING TO THESE TERMS OR THE USE OF OR INABILITY TO USE THE FOUR TOKENS, EXCEED THE AMOUNT YOU PAY TO US FOR THE FOUR TOKENS.
THE LIMITATIONS SET FORTH IN SECTION 16 WILL NOT LIMIT OR EXCLUDE LIABILITY FOR THE GROSS NEGLIGENCE, FRAUD OR INTENTIONAL, WILLFUL OR RECKLESS MISCONDUCT OF THE COMPANY.
The Company or any of the Company Parties will not be responsible for any compensation, reimbursement, or damages arising in connection with: (i) your inability to participate in the 4TH PILLAR Token Crowd Pre-sale, use the Services, including without limitation as a result of any termination or suspension of the Website or these Terms, power outages, maintenance, defects, system failures, mistakes, omissions, errors, defects, viruses, delays in operation or transmission or any failure of performance, (ii) the cost of procurement of substitute goods or services, (iii) any your investments, expenditures, or commitments in connection with these Terms or your participation in the 4TH PILLAR Token Crowd Pre-sale or use of the Services, (iv) your reliance on any information obtained from the Company, (v) Force Majeure Event, communications failure, theft or other interruptions or (vi) any unauthorized access, alteration, deletion, destruction, damage, loss or failure to store any data, including records, private key or other credentials, associated with 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowdsale, Services, User Credentials, Ethereum Wallet and User’s 4TH PILLAR Token Address.
4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowdsale, Services and the information, products, and services included in or available through Website may include inaccuracies or typographical errors. Changes are periodically added to the information herein. The Company may make improvements or changes on the Website at any time. No information provided to you by the Company shall be considered or construed as advice.
You have no right to demand the return of any Payment currency you exchanged with us for the purpose of acquiring FOUR tokens, including, without limitation, any demand for specific performance.
We will not be liable for any delay or failure to perform any obligation under these Terms where the delay or failure results from any cause beyond our reasonable control.
Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the limitations of this Section 16 may not apply to you.
17. Release
To the fullest extent permitted by applicable law, you release the Company and the other Company Parties from responsibility, liability, claims, demands and/or damages (actual and consequential) of every kind and nature, known and unknown (including, but not limited to, claims of negligence), arising out of or related to disputes between the Parties or participants in the 4TH PILLAR Token Crowd Pre-sale, or your use of the Services or Website and the acts or omissions of any third parties. You expressly waive any rights you may have under any relevant law or legal principle that would otherwise limit the coverage of this release to include only those claims, which you may know or suspect to exist in your favour at the time of agreeing to this release.
18. Dispute Resolution and Governing Law
All questions concerning the construction, validity, enforcement and interpretation of this Agreement and all issues related to FOUR tokens shall be governed by and construed and enforced in accordance with the laws of Slovenia, without regard to its conflict of law provisions or principles that would cause the application of the laws of any other jurisdiction, with exclusive venue for any litigation or other dispute resolution proceeding to be held before the courts of Slovenia.
The place of fulfilment of the rights and obligations under these Terms shall be Ljubljana, Slovenia.
To resolve any dispute, controversy or claim between them arising out of or relating to this Agreement, or the breach thereof, the Parties agree first to negotiate in good faith for a period of not less than sixty (60) days following written notification of such controversy or claim to the other Party.
If the negotiations do not resolve the dispute, controversy or claim to the reasonable satisfaction of all Parties during such period, then the Parties irrevocably and unconditionally submit to the exclusive jurisdiction and venue of Slovenian courts to resolve the dispute.
19. Intellectual Property
All rights on Intellectual Property of the Company are reserved and the Company retains title to all Intellectual Property. These materials are protected by Slovenian and international copyright laws and other intellectual property right laws. Nothing in these Terms may be construed as granting or assignment of any license, consent option or right (including any copyright or other Intellectual Property rights) with respect to entry or performance of these Terms by the Company, by implication or otherwise.
There are no implied licenses granted under these Terms, and any rights not expressly granted to the User hereunder are reserved by the Company.
The Company will own exclusive rights, including all Intellectual Property rights, to any feedback including, but not limited to, suggestions, ideas, development or other information or materials regarding Services, Website, FOUR tokens, 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale and 4TH PILLAR Token Crowdsale or related products that you provide, whether by email, posting through Website or otherwise and you irrevocably and exclusively assign any and all Intellectual Property rights on such feedback for unlimited in time, scope and territory (to the extent permitted by applicable laws) so that the Company has the right to dispose with them without any limitations, including their transfer to any third party without seeking your prior consent. Any feedback or materials you submit is non-confidential and shall become the sole property of the Company. The Company will be entitled to the unrestricted use, reproduction (including in electronic form), modification (whereby you will not retain any rights on your original feedback or materials), or dissemination of such feedback or materials for any purpose, commercial or otherwise, without acknowledgment or compensation to you. You waive any rights you may have to the feedback or materials (to the extent permitted by applicable laws). We have the right to remove any posting you make on Website if, in our opinion, your post does not comply with the content standards defined by these Terms.
20. Communication and support
You agree and consent to receive electronically all communications, agreements, documents, receipts, notices and disclosures that the Company provides in connection with use of the Website, Service, 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale and 4TH PILLAR Token Crowdsale or these Terms. You agree that Company may provide these communications to you by posting them via the Website or by emailing them to you at the email address you provide. Any email communication will be considered to be received by you within 24 hours after we email it to you and communication via our Website will be effective upon posting. You should maintain copies of electronic communications by printing a paper copy or saving an electronic copy.
It is your responsibility to keep your email address updated so that your current email address is communicated to the Company and the Company can communicate with you electronically. You understand and agree that if the Company sends you an electronic communication but you do not receive it because your email address is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic communications, it will be deemed that you have been provided with the communication. You can update your User Credential any time by sending an email to info@the4thpillar.io
You may give the Company a notice under these Terms by sending an email to info@the4thpillar.io or contact the Company through support located on the Website. All communication and notices pursuant to these Terms must be given in English language.
21. Severability
If any term, provision, covenant, restriction, clause or provision of these Terms is held to be invalid, illegal, unlawful, void or unenforceable, the remainder of the terms, provisions, covenants, restrictions, clauses or provisions set forth herein shall remain in full force and effect and shall in no way be affected, impaired or invalidated, and the Parties hereto shall use their commercially reasonable efforts to find and employ an alternative means to achieve the same or substantially the same result as that contemplated by such term, provision, covenant, restriction, clause or provision. It is hereby stipulated and declared to be the intention of the Parties that they would have executed the remaining terms, provisions, covenants, restrictions, clauses or provisions without including any of such that may be hereafter declared invalid, illegal, void or unenforceable.
22. Miscellaneous
These Terms constitute the entire agreement between you and the Company with respect to the subject matter hereof and substitutes and supersedes any and all previous written or oral statements between you and the Company. No provision of these Terms shall be considered waived unless such waiver is in writing and signed by the Party that benefits from the enforcement of such provision. No waiver of any provision in these Terms, however, will be deemed a waiver of a subsequent breach of such provision or a waiver of a similar provision. In addition, a waiver of any breach or a failure to exercise or enforce any right or provision of these Terms not any delay in exercising will not in any way affect, limit, or waive a Party’s rights hereunder at any time to enforce strict compliance thereafter with every term and condition hereof.
Materials, such as Whitepaper, published on the Website or elsewhere, are not binding and do not – unless explicitly referred to herein – form part of these Terms, and are of descriptive nature only.
The Company may, at its sole discretion, assign its rights and/or delegate its duties under these Terms. You may not assign your rights or delegate your duties, and any assignment or delegation without the written consent of the Company, which the Company may withhold at its sole discretion, shall be void.
Purchasing FOUR tokens from us does not create any form of partnership, joint venture or any other similar relationship between you and us.
Except as otherwise provided herein, these Terms are intended solely for the benefit of you and us and are not intended to confer third-party beneficiary rights upon any other person or entity.
Parts of these Terms will be automatically executed by the Smart Contract System. In the event of any inconsistency, these Terms are the original source of the rights and obligations and the Smart Contract System serves only for the automatic execution of these Terms. Then in case of conflict between these Terms and Smart Contract System, these Terms will prevail and will therefore be the binding version for both parties.
The Company reserves the right to make changes, amendments, supplementations or modifications to these Terms at any time in its sole discretion and for any reason. We suggest that you review these Terms periodically for changes. If we make changes to these Terms, we will provide you with notice of such changes, such as by sending an email, providing notice on the Website or by posting the amended Terms on the Website and updating the date at the top of these Terms. The amended Terms will be deemed effective immediately upon posting for any new Users for participating in the 4TH PILLAR Token Crowd Pre-sale and purchasing FOUR tokens. In all other cases, the amended Terms will become effective for pre-existing Users upon the earlier of either: (i) the date Users receives the notice on the Website or their email address, or (ii) continued participation in the 4TH PILLAR Token Crowd Pre-sale 15 days after the Company publishes notice of such changes. Any amended Terms will apply prospectively to the 4TH PILLAR Token Crowd Pre-sale after such changes become effective.
The notice of change of these Terms is considered as notice of termination of all rights and obligations between you and the Company derived from these Terms, if you do not accept the amended Terms. If you do not agree to any amended Terms and you communicate your disagreement to the Company, the agreement between you and the Company is terminated by expiry of 15 days period which starts after (i) the Company provides you a notice of change of these Terms or the Company publishes notice of such changes and (ii) you communicated your disagreement with the changes. If you do not inform us regarding your disagreement within the 15 days period after the Company provides you a notice of change of these Terms or the Company publishes notice of such changes, we will deem that you agree with the changed Terms.
These Terms are not boilerplate. If you disagree with any of them, believe that any should not apply to you, or wish to negotiate these Terms, please contact the Company and immediately navigate away from the Website. Do not use the Website, Service or other related services and participate in 4TH PILLAR Token Crowd Pre-sale or purchase FOUR tokens until you and the Company have agreed upon new terms and conditions.
The rights and remedies conferred on the Company by, or pursuant to, these Terms are cumulative and are in addition, and without prejudice, to all other rights and remedies otherwise available to the Company at law.


Exhibit A
Description of the Company, Services and FOUR tokens
Company
The 4th pillar Ltd., a private limited company organized under the laws of Slovenia with its identification number 8098492000, tax number SI45442401 and its business address Ljubljana, Parmova ulica 53, 1000 Ljubljana, Slovenia was founded by Božič Miha, Dobrina Anton, Rugel Dejan, Bubanj Nikola and a legal entity Lighthouse Group, Business Consulting, Ltd. The Company is represented by its representatives Dobrina Roman, Lazar Dušan and Režun Tali. The Company seeks to develop the Services which will enable employee database and personal savings blockchain solution platform for individuals and business organizations where FOUR token will be used.
Services
The 4th Pillar
4th Pillar is a human resources (HR) and finance connecting HUB for individuals and organizations built with over 22 years of experience. Based on the Ethereum blockchain and teleportation service, the platform utilizes smart contracts, wallets and IPFS protocol to solve day-to-day problems experienced by individuals and their employers. Our solutions drastically reduce the use of paper as well as help reduce the carbon and ecological footprint.
The 4th Pillar offers innovative blockchain solutions:
1. Wallet system capable of sending multiple payments from an organization to the individual
2. New blockchain & IPFS based postal service for sensitive registered document distribution
3. Possibility of recruitment based on verified work history
The 4th Pillar Blockchain Technology Business & Token Model:
Wallet system capable of sending multiple payments from organizations to individuals
There are different financial security pillars in the world with similar shortcomings. The first issue is centralization. Our money is held by centralized organizations for a substantial fee, while we don’t know what will happen with this organization in the future. The second issue is control. We trust these same institutions that control our information and financial savings on their terms. Thirdly, all of our savings are held in FIAT currency, which is losing value over time due to unstoppable inflation. Therefore, our solution to the aforementioned issues is the 4th Pillar decentralized blockchain system, where every holder is in control over his or her own crypto savings, rewards and earnings. We are proposing a system, which will enable employers to reward or transfer FOUR tokens directly to their employees without any intermediaries (e.g. banks). The system will also give employees the possibility to save any amount of their salary, yearly bonus or other income in their own personal savings fund wallet. Thus, the aim is to build a self-managed 4th Pillar decentralized personal savings wallet, which is funded by the individual’s work organization and managed by the individual. The system will greatly save time and cost.
The 4th Pillar platform is built on the Laravel (PHP) framework. To log into the platform and create a digital wallet, a user needs a browser with a web3 provider (currently MetaMask, later our own Add- On). The log-in process is done by first clicking on the login button. MetaMask opens a popup that requires a text signature with a private key. Once the private key is entered, this signature is sent via the AJAX request to the server-side platform (Laravel) to validate the signature. Once the signature is validated, the user is logged into the platform and he/she has the option to fill in the KYC form for organizations. The digital wallet is made with Vue JS, which allows for reactivity of the application. To achieve that we use Vuex. In other words, it works by starting up the web3, a token smart contract at the Vuex store and simultaneously runs a script monitor overseeing blockchain-related changes. Therefore, as the amount is transferred, the account is automatically updated and all changes to the network are registered. When a user wants to transfer XY token to another account, one must enter the ETH address or choose employees. The platform (system) then checks the correctness of entered data. In the event of an error, the system displays an error message. Otherwise, step 2 is displayed or the transaction confirmation step. A transaction confirmation subsequently triggers a MetaMask popup, where the user signs the transaction. Once the transaction is signed, the 4th Pillar platform will sign a transaction with a feeTaker account. The received parameters are then sent to the smart contract, which transfers the tokens from the transmitted transactions. A transaction fee is then paid by the feeTaker account, which pays the transaction to ETH, and in turn, receives a commission in the FOUR token. Once the method is successfully executed, the user will also see a link to the transaction on https://etherscan.io. We are aware of potential volatility issues and we are working on a system that will provide a TETHER based exchange of FOUR tokens during sensitive value operations.
Blockchain & IPFS based postal service for sensitive registered document distribution
Small, medium and large organizations are all experiencing similar issues regarding private documentation distribution, such as employment contracts, payroll slips, work annexes, CVs, medical reports, performance reports and work history reports. Some of the aforementioned documents are usually delivered to employees once a week or once a month in a closed envelope. We plan to use Blockchain and IPFS (interplanetary file system), which offers a more efficient and elegant possibility to securely send valuable documents, such as payroll slips, through its network directly from employer to employee. This way, the individual gradually gains control of his or hers profesional documentation. We are currently in the fast-moving development of P-to-P document distribution delivery system and working closely with ZZI, a Slovenian leading company specializing in electronic sensitive document distribution for the B-to-B segment. Our 4th Pillar team has two ZZI representatives on-board as advisors: Andrej and Igor Zorko. ZZI will fully adopt our technology for B-to-C. We are already working on the BETA for this function, which can be expected in September 2018. We are developing a new 4th Pillar Add-On with a new and improved code, backed with supporting smart contracts allowing for document transfer.
When a user (an individual or an organization) wants to send documentation, he or she must first select the document and let the 4th Pillar platform encrypt it with the user’s public key stored in a database of registered users. Once this step is done, the document is sent/stored to IPFS through INFURA, which allows for secure, reliable and scalable access to the IPFS gateway. The InterPlanetary File System then provides the user with the “hash” of the saved location that serves as an admittance to the sent document. This hash is then, through a smart contract, saved on the blockchain and accessible by the recipient. The user then receives the previously mentioned hash and downloads it from IPFS. Once downloaded, the hash can be decrypted with the user’s private key saved in the browser’s Add-On or later using a mobile app.

Possibility of recruitment on the basis of verified work history
Small, medium and large organizations are all experiencing similar issues regarding private documentation distribution, such as employment contracts, payroll slips, work annexes, CVs, medical reports, performance reports and work history reports. Some of the aforementioned documents are usually delivered to employees once a week or once a month in a closed envelope. We plan to use Blockchain and IPFS (interplanetary file system), which offers a more efficient and elegant possibility to securely send valuable documents, such as payroll slips, through its network directly from employer to employee. This way, the individual gradually gains control of his or hers profesional documentation. We are currently in the fast-moving development of P-to-P document distribution delivery system and working closely with ZZI, a Slovenian leading company specializing in electronic sensitive document distribution for the B-to-B segment. Our 4th Pillar team has two ZZI representatives on-board as advisors: Andrej and Igor Zorko. ZZI will fully adopt our technology for B-to-C. We are already working on the BETA for this function, which can be expected in September 2018. We are developing a new 4th Pillar Add-On with a new and improved code, backed with supporting smart contracts allowing for document transfer.
FOUR tokens
The FOUR token has been created as a utility token from the very beginning. With an embedded token teleportation service and multiple transfer option, the FOUR token serves as an atomic unit and main technical component of the 4th Pillar ecosystem. The FOUR token provides access to one’s professional identity and verification-related services. It overall serves as the main value and “gas” in a decentralized, token-based ecosystem. It also represents a unit of the network. The bigger the network grows, the more utility in the token. Designed and embedded in the blockchain infrastructure, it can serve as a very important part of the blockchain and be a valuable addition to the blockchain ecosystem. The number of tokens is fixed, thus, there cannot be any inflation effect. As the adoption of the 4th Pillar network and FOUR token transaction volume within the network grow, the demand for the FOUR token increases.
The automatic non-discriminatory professional identity evaluation consists of two parts:
• verified professional identity generation tool, which generates the evaluation for individuals.
• search tool, which enables employers and recruiters to search the individual (job seeker) database.
MySQL database will collect data and parameters for every employee. This dossier will be retrieved from employers and will be imported into our data system and updated regularly. Our platform will queue the parameters and restore them promptly. The non-discriminatory digital evaluation will be based on special algorithms which will, through Cron operating systems, execute the employee assessment. New and regularly renewed data will upgrade the evaluation, making it reliable. Everything will be stored in our MySQL base. The recruitment process will be simplified by Elasticsearch search engine which will allow faster and more efficient employee hiring. Both functions will be available through the 4th Pillar platform and will be a part of the recruiting module. More details will follow in the development process.
The FOUR token usage on the 4th Pillar platform:
1. AS A MAIN COMPONENT OF THE 4TH PILLAR ECONOMY:
The platform will use Ethereum blockchain and token teleportation service (TTS) in combination with 4th Pillar scalable cloud servers. The 4th Pillar complete token economy will use FOUR token as its main value and gas. TTS interface provides Ethereum accounts with the ability to transfer the ERC20 tokens without having to pay for the Ethereum network transaction fees in ethers (ETH). Instead, the account pays for token transfer fees in the native FOUR token.
2. FOR PLATFORM USAGE:
To use the 4th Pillar platform, the FOUR token is needed in order to fuel transactions, access the database and send digital value. The gas fees in FOUR tokens for using the 4th Pillar blockchain will be minimal.
3. FOR COMMUNITY INCENTIVES AND REWARDS:
The platform will enable individuals to receive FOUR
tokens for positive incentives and reward first early adopter organizations (1 million EUR in FOUR tokens will be assigned for this).
4. A B-TO-B PAYMENT METHOD AND SUBSCRIPTION:
The 4th Pillar organization will be able to directly sell FOUR tokens to organizations in EUROs based on daily market price. The latter will eliminate the complicated FIAT/CRYPTO exchange process. All subscriptions will be possible only in FOUR tokens. We will prepare special packages for recruiters and organizations.
FOUR TOKEN DISTRIBUTION
• PUBLIC SALE: 152,000,000 (38%) FOUR tokens
• THE 4TH PILLAR VAULT: 152,000,000 (38%) FOUR tokens. The 4th Pillar vault will play a valuable part in the 4th Pillar ecosystem and an essential part in system operations. In addition, the vault will serve as a source for B-to-B FOUR token sales. For an easier and quicker platform adoption, the 4th Pillar vault will sell FOUR tokens to organizations in EUROs (never below market price).
• FOUNDERS: 50,000,000 (12.5%) FOUR tokens are held by the founders and the team, but VESTED for a period of 12 months and gradually released monthly according to the 12-month cliff plan.
• ADVISORS: 29,000,000 (7.25%) FOUR
• CONTRIBUTORS: 10,000,000 (2.5%) FOUR tokens go to the contributors, who helped with the project.
• BOUNTY: 7,000,000 (1.75%) FOUR tokens. Bounty tokens will be distributed for community building and sales incentives for pre-sale contributors.
• UNSOLD TOKENS: The unsold FOUR tokens will be airdropped proportionally to the contributions of the token sale participants.
FOUR TOKEN COLLECTING FEE
The 4th Pillar allows its users to transact with native FOUR tokens without ever holding Ethereum or even knowing about it. The FOUR token is designed in a way that allows the users to send FOUR tokens and pay the transaction costs - known as the gas fee, in native FOUR token as well. This provides Ethereum accounts the ability to transfer ERC20 tokens without having to pay Ethereum network transaction fees in ETH.
The 4th Pillar platform and wallet will provide the users to send native FOUR tokens by simply signing the transaction with their private key. The signed transaction is then transferred to the 4th Pillar Settlement Service, which bundles multiple transactions together and settles them on the blockchain - once the transaction has been settled, the receiver can operate with his/her funds. The bundling of transactions enables our platform to scale as the overall number of transactions generated on the Ethereum blockchain is kept at minimum.
The native token settlement is scalable and cost-effective. The cost of settlement per transaction drops significantly with the number of transactions reaching around 20 - Graph 1. This means that users can transact and benefit from lower fees that we are able to provide. Our cost of settling multiple transactions (that we batch from multiple users) is also significantly lower than it would be in the case of settling a single transaction.
The 4th Pillar vault
The 4th Pillar vault will receive 152,000,000 FOUR tokens (38% of the total supply) in the process of TGE. The vault will be a vital component of the 4th Pillar ecosystem and essential for system operations. One factor we must account for is the possibility that not all organizations/companies are crypto savvy. Therefore, we are providing the option to convert the FOUR tokens into FIAT (namely EUROs). The vault will simplify and enable operational execution of the system by selling FOUR tokens into fiat currencies directly to the companies and 4th Pillar clients. An ETH address containing FOUR tokens will be used for this direct token to fiat sale at market price. This function is strategically important and gives us the competitor’s advantage over other cryptocurrency-based companies. The proposed model can also be fully adaptable to other projects in the crypto space, since they may have similar challenges merging crypto and fiat worlds. The 4th Pillar platform’s technical structure already supports this feature in its working BETA (i.e. BETA can already charge gas money for every transaction). The 4th Pillar platform can serve as a solution tool using the FOUR token and vault to bridge crypto and fiat worlds.
The vault will act as a vital component of the 4th Pillar’s treasury segment. Its other functions are:
• Enabling B-to-B FOUR token sales at market price (our clients may not yet be crypto savvy, therefore, it is essential that we provide the option of selling/ converting FOUR tokens directly into FIAT currency at market price).
• Providing financing loans for the organization if needed.
• Buying back FOUR tokens from the market once the vault level in tokens decreases under 50% (i.e. 76,000,000).
• Enabling FOUR token global B&C community loyalty stimulation program management.
• Enabling FOUR token global B&C community new users program management.
The vault will have a decentralized governance in the form of a Supervisory Board, which will have three members:
• Sandi Nemet, President of the Supervisory Board. Currently, Sandi is the CEO of Alfa Bank in Luxembourg and has a Luxembourg banking and financial licence.
• Roman Dobrina, 4th Pillar CFO, with a Slovenian Bank Association licence for currency exchange operations.
• Third candidate will be selected after the TGE event.
The Supervisory Board will connect the experience from three worlds: fiat banking (Mr. Nemet), B-to-B operations (Mr. Dobrina) and blockchain (third candidate).
Each transaction will go through a digital authentication process to be approved by two out of the three Supervisory Board members. The process can be compared to the »two pairs of eyes« principle from the regular business practice in large companies. Technically, every board member will have his/her own private key and the combination of the two will confirm the transaction. One member of the employee community, ambassadors and advisors will be selected each month to be present, provide additional control and to advise during decision-making process.
The vault’s operation will be subject to an annual audit of the 4th Pillar Ltd, which will be held by our auditing partner, BDO.
REVENUE
The 4th Pillar business concept is founded on the following revenue channels:
• The 4th Pillar organization earns gas fees from the FOUR token blockchain transactions.
• The 4th Pillar organization sells FOUR tokens to organizations for their employee rewards and gas money for FIAT at market price.
• The 4th Pillar organization sells platform subscriptions in FOUR tokens to recruiters and human resources agencies.
FINANCIAL FORECASTS AND BUDGET
We have created 3 financial forecasts depending on our fundraising ability. All financial forecasts are prepared for a 4-year period and are based on organizational development in terms of headcount (Full-Time Equivalent). All forecasts are sales driven, mainly by selling services and tokens of the HR blockchain platform.
HARD CAP - €12M capital will be raised through the TGE process. Most realistic forecast.
MID CAP - €5M capital will be raised through the TGE process. Modest forecast.
SOFT CAP - €2M capital will be raised through the TGE process. Pessimistic and conservative forecast.
Roadmap
Q2 2017 THE 4TH PILLAR concept
Q3 2017 Legal, tax & Legislation
Q4 2017 ICO & BETA preparation
Q1 2018 BETA development: PHP Laravel DAPP platform, FOUR token & Smart contracts and Wallet for individuals and organisations
2.4.2018 THE 4TH PILLAR BETA release:
• Wallets for individuals and organisations
• Unique multiple wallet value transfer option
• Admin system for organisation
• FOUR token economy with gas fee possibility
Q2 2018 TGE & Public sale
Q3 2018 FOUR token exchange listings
Q3 2018 Platform testing
Development of blockchain and ipfs based postal service for sensitive registered document distribution
Q4 2018 Start of B-to-B sales (SE Europe)
Launch of blockchain&ipfs based postal service for sensitive registered document distribution
Q1 2019 Mobile wallet app launch (ANDROID APP)
Q2 2019 THE 4TH PILLAR organisation financial audit 2018
Q3 2019 Mobile wallet app launch (IOS APP)
Development of digital employee professional identity data¬base with automated evaluation system
Q4 2019 Development of digital employee professional identity data¬base with automated evaluation system
Q1 2020 Development of SYNCHRO module for organisations
Q2 2020 THE 4TH PILLAR organisation financial audit 2019
Q3 2020 Organisational SYNCHRO module launch
Q1 2021 Digital employee professional identity database with automated evaluation system launch
Q2 2021 THE 4TH PILLAR organization financial audit 2020
Q3 2021 Fully functional platform & global integration

Exhibit B

The 4th Pillar token crowdsale & TGE
We strongly believe that the project should raise only what’s needed to accomplish the goal, that’s why this is a capped TGE (i.e. token generation event) with a SOFT CAP of 2 million € (i.e. if the SOFT CAP is reached, the complete plan will be executed on the SE European market) and a maximum cap of 12 million € (i.e. if the HARD CAP is reached, the complete plan will be executed on the European market). The development of this project is fully funded and supported by the founders, fresh contributed capital will be budgeted and spend for project scaling and global business integration. Every contributor is welcome to participate in any phase of the public sale. The contributors must pass the KYC based on the current market standards and in accordance with the applicable laws to participate in WHITELISTING process.
TOKEN DETAILS
• TGE event: CROWDSALE start day
• Token name: FOURTH PILLAR UTILITY TOKEN
• Token symbol: FOUR
• Blockchain: Ethereum
• Maximum number of FOUR tokens issued: 400,000,000 (100%)
• FOUR tokens distributed in public sale: 152,000,000 (38%)
• Decimals: 18
• Initial value: €0.10
• Token standard: ERC-20

PUBLIC SALE DETAILS
We strongly believe that the project should raise only what’s needed to accomplish our goal. Therefore, this is a capped TGE (i.e. token generation event) with a SOFT CAP of €2 million (i.e. if the SOFT CAP is reached, the complete plan will be executed on the SE European market) and a maximum cap of €12 million (i.e. if the HARD CAP is reached, the complete plan will be executed on the European market). The development of this project is fully funded and supported by the founders, while publicly contributed capital will be budgeted and spent for project scaling and global business integration. Every contributor is welcome to participate in any phase of the public sale. The contributors must pass the KYC based on current market standards and in accordance with applicable laws to participate in the WHITELISTING process.
• EARLY CONTRIBUTION start date is January 20th, 2018 (minimum contribution per KYC is 20 ETH, maximum contribution per KYC is 100 ETH) – whitelist approach with 50% bonus
• PRE-SALE contribution exact date TBA - (minimum contribution 1 ETH, maximum contribution TBA) – whitelist approach with 30% bonus
• CROWDSALE event – Q2 2018 - exact date TBA - whitelist approach - (minimum contribution 0.1 ETH, maximum contribution TBA)
• Token distribution: start on CROWDSALE – exact date TBA - 2018 and ongoing during CROWDSALE phase
• ETH/EUR exchange rate will be locked as per crowdsale start day at 14:00 (UTC+1)
• Preferred wallet and ETH address: My Ether Wallet
• SOFT CAP: €2,000,000 (If SOFT or higher CAP is reached, complete plan will be executed on the SE European market)
• HARD CAP: €12,000,000 (If HARD CAP is reached, complete plan will be executed on the European market)
CONTRIBUTORS:
Every contributor is welcome to participate in any phase of the public sale. The contributors must pass the KYC based on the current market standards and in accordance with the applicable laws to participate in WHITELISTING process. KYC forms can be find under the following link: https://www.the4thpillar.io/contribution.html
The Smart Contract System will generate the FOUR tokens on Token Generation Event. The FOUR tokens sold in the 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale and 4TH PILLAR Token Crowdsale to the contributors will be released to the contributors according to the rules set in the applicable Terms and Conditions. Contributed Payment Currency will generate a corresponding number of FOUR tokens.
In case the 4TH PILLAR Token Crowdsale is not successful (i.e. in case less than equivalent of EUR 2 million is contributed), all contributed funds in the 4TH PILLAR Early Contribution, the 4TH PILLAR Token Crowd Pre-sale and the 4TH PILLAR Token Crowdsale will be returned to the contributors.
The ownership of the 4TH PILLAR Token does not include the right to:
- ownership of the company
- ownership of the company’s intellectual property
- ownership of the service’s IP
- profits of the service
- participate in decision making, unless options are put up on voting to FOUR token holders.

Exhibit C
Certain Risks Relating to purchase, sale, ownership, custody and use of FOUR tokens and participating in the 4TH PILLAR Token Crowd Pre-sale.
Important Note: As noted elsewhere in these Terms, the FOUR tokens are not being structured or sold as securities or any other form of investment product. Accordingly, none of the information presented in these Terms is intended to form the basis for any investment decision, and no specific recommendations are intended. The Company expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from: (i) reliance on any information contained in these Terms, (ii) any error, omission or inaccuracy in any such information or (iii) any action resulting from such information.
There is a risk that in some jurisdictions the FOUR tokens might be considered to be a security or some other type of regulated instrument in the future. The Company does not give warranties or guarantees that FOUR tokens are not a security in any and/or all jurisdictions. Each User of FOUR tokens shall bear its own legal or financial consequences of FOUR tokens being considered a security in their respective jurisdiction. Every User is bound to check if acquisition and disposal of FOUR tokens is legal in its jurisdiction, and by accepting these Terms each User undertakes not to use FOUR tokens should their use not be legal in the relevant jurisdiction. If a User establishes that the use of FOUR tokens under these Terms is not legal in its jurisdiction, it should not use the FOUR tokens, not acquire them and should immediately stop using or possessing them if such case arises.
By purchasing, selling, holding, owning, and using FOUR tokens and participating in the 4TH PILLAR Token Crowd Pre-sale, you expressly acknowledge and assume the following risks:
1. Risk of Losing Access to FOUR tokens Due to Loss of Private Key(s), Custodial Error or your Error
A private key, or a combination of private keys, is necessary to control and dispose of FOUR tokens stored in you digital wallet or vault. Accordingly, loss of requisite private key(s) associated with you digital wallet or vault storing FOUR tokens will result in loss of such FOUR tokens. Moreover, any third party that gains access to such private key(s), including by gaining access to login credentials of a hosted wallet service you use, may be able to misappropriate your FOUR tokens. Any errors or malfunctions caused by or otherwise related to the digital wallet or vault you choose to receive and store FOUR tokens, including your own failure to properly maintain or use such digital wallet or vault, may also result in the loss of your FOUR tokens. Additionally, your failure to precisely follow the procedures set forth in for buying and receiving FOUR tokens, including, for instance, if you provide an incorrect receipt address, or provide an address that is not ERC-20 compatible, may result in the loss of your FOUR tokens.
2. Risks Associated with the Ethereum Protocol
Because 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowdsale, Smart Contract System, FOUR tokens and other Services are based on the Ethereum protocol, any malfunction, breakdown or abandonment of the Ethereum protocol may have a material adverse effect on the 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowdsale, Smart Contract System, Services or FOUR tokens. Moreover, advances in cryptography, or technical advances such as the development of quantum computing, could present risks to the 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowdsale, Smart Contract System, FOUR tokens and Services, including the utility of the FOUR tokens for obtaining Services, by rendering ineffective the cryptographic consensus mechanism that underpins the Ethereum protocol. Smart contracts concepts, the underlying software application and software platform (i.e. the Ethereum blockchain) is still in an early development stage and unproven. There is no warranty or assurance that the process for creating FOUR tokens, 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale and 4TH PILLAR Token Crowdsale will be uninterrupted or error-free and there is an inherent risk that the software could contain defects, weaknesses, vulnerabilities, viruses or bugs causing, inter alia, the complete loss of Payment Currency contributions and/or FOUR tokens.
3. Risk of Mining Attacks
As with other decentralized cryptographic tokens based on the Ethereum protocol, the FOUR tokens are susceptible to attacks by miners in the course of validating FOUR token transactions on the Ethereum blockchain, including, but not limited, to double-spend attacks, majority mining power attacks, and selfish-mining attacks. Any successful attacks present a risk to Services and the FOUR tokens, including, but not limited to, accurate execution and recording of transactions involving FOUR tokens. You understand and accept that the miners will ultimately be in control of the delivery of the FOUR tokens via the smart contract mechanism, and that a majority of miners could agree at any point to make changes, updates, modifications to, or effect a deletion or destruction of the smart contract mechanism, and that such a scenario could lead to the FOUR tokens losing intrinsic value and/or functionality.
4. Risk of Hacking and Security Weaknesses
Hackers or other malicious groups or organizations may attempt to interfere with the 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowdsale, Smart Contract System, Ethereum Wallet, User’s 4TH PILLAR Token Address, Services or the FOUR tokens in a variety of ways, including, but not limited to, malware attacks, denial of service attacks, consensus-based attacks, Sybil attacks, smurfing and spoofing. Furthermore, because the Smart Contract System and Services are based on open-source software, there is a risk that a third party or a member of the Company team may intentionally or unintentionally introduce weaknesses into the core infrastructure of the Services, 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowdsale, Ethereum Wallet, User’s 4TH PILLAR Token Address or Smart Contract System, which could negatively affect the Services, 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowdsale, Smart Contract System, Ethereum Wallet, User’s 4TH PILLAR Token Address and the FOUR tokens, including the utility of the FOUR tokens for obtaining Services.
5. Risks Associated with Markets for FOUR tokens
The FOUR tokens are intended to be used solely within the Services and the Company may not enable or otherwise facilitate any secondary trading or external valuation of FOUR tokens. This may restrict the contemplated avenues for using FOUR tokens to the provision or receipt of Services, and could therefore create illiquidity risk with respect to any FOUR tokens you own. Even if secondary trading of FOUR tokens is facilitated by third-party exchanges, such exchanges may be relatively new and subject to little or no regulatory oversight, making them more susceptible to fraud or manipulation. Furthermore, to the extent that third parties do ascribe an external exchange value to FOUR tokens (e.g., as denominated in a fiat or digital currency), such value may be extremely volatile and diminish to zero. If you are purchasing the FOUR tokens as a form of investment on a speculative basis or otherwise, or for a financial purpose, with the expectation or desire that their inherent, intrinsic or cash-equivalent value may increase with time, you assume all risks associated with such speculation or actions, and any errors associated therewith, and accept that the FOUR tokens are not offered by the Company or its affiliates on an investment or speculative basis. You further acknowledge that any funds you consider to be invested in the Company, Services or the FOUR tokens will not be protected, guaranteed or reimbursed by any governmental, regulatory or other entity, and will not, for instance be guaranteed by any Slovenian’s guarantee scheme, and is unlikely to be protected by any equivalent scheme in a jurisdiction outside of Slovenia.
6. Risks Associated with Uncertain Regulations and Enforcement Actions
Blockchain technology allows new forms of interaction and that it is possible that certain jurisdictions will apply existing regulations on, or introduce new regulations addressing, blockchain technology based applications, which may be contrary to the current setup of the smart contract implemented in the 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowdsale and which may, inter alia, result in substantial modifications to the smart contract and/or the Services, including its termination and the loss of your FOUR tokens. Additionally, regulation of the business of the Company may be uncertain in various jurisdictions owing to the potential crossovers between the treatment of the business of the Company across insurance services and blockchain technology laws and regulations. It is not known what regulatory framework the 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale, 4TH PILLAR Token Crowdsale and the Services will be caught by, the nature and obligations that will be imposed on Company in order to comply with any such regulatory framework or when/if Company will even be able to apply to be regulated so that it may lawfully carry out its proposed business activities.
The regulatory status of the FOUR tokens and distributed ledger technology is unclear or unsettled in many jurisdictions. It is difficult to predict how or whether regulatory agencies may apply existing regulation with respect to such technology and its applications, including the Services and the FOUR tokens. It is likewise difficult to predict how or whether legislatures or regulatory agencies may implement changes to law and regulation affecting distributed ledger technology and its applications, including the Services and the FOUR tokens. Regulatory actions could negatively impact the Services and the FOUR tokens in various ways, including, for purposes of illustration only, through a determination that the purchase, sale and delivery of the FOUR tokens constitutes unlawful activity or that the FOUR tokens are a regulated instrument that require registration or licensing of those instruments or some or all of the parties involved in the purchase, sale and delivery thereof. The Company may cease operations in a jurisdiction in the event that regulatory actions, or changes to law or regulation, make it illegal to operate in such jurisdiction, or commercially undesirable to obtain the necessary regulatory approval(s) to operate in such jurisdiction.
7. Risk of Uninsured Losses
Unlike bank accounts or accounts at some other financial institutions. FOUR tokens are uninsured unless you specifically obtain private insurance to insure them. Thus, in the event of loss or loss of utility value, there is no public insurer or private insurance arranged by Company, to offer recourse to you.
8. Risks Arising from Taxation
The tax characterization of FOUR tokens is uncertain. You must seek your own tax advice in connection with purchasing FOUR tokens, which may result in adverse tax consequences to you, including withholding taxes, income taxes and tax reporting requirements. You are urged to consult your own tax adviser as to the tax consequences of the ownership and disposition of the FOUR tokens, including the applicability and effect of any other tax laws or tax treaties, and of pending or proposed changes in applicable tax laws, and of any actual changes in applicable tax laws.
9. Risk of Competing Services
It is possible that alternative services could be established that utilize the same open source code and protocol underlying the Services and attempt to facilitate services that are materially similar to the Services. The Services may compete with these alternatives, which could negatively impact the Services and FOUR tokens, including the utility of the FOUR tokens for obtaining Services.
10. Risk of Insufficient Interest in the Services
It is possible that the Services will not be used by a large number of individuals, companies and other entities or that there will be limited public interest in the creation and development of distributed services more generally. Such a lack of use or interest could negatively impact the development of the Services and therefore the potential utility of the FOUR tokens, including the utility of the FOUR tokens for obtaining Services. The creation and issue of the FOUR tokens and the development of the Services may be abandoned for a number of reasons, including lack of interest from the public, lack of funding, lack of commercial success or prospects (e.g. caused by competing projects). You therefore understand and accept that there is no warranty or assurance that, even if the Services is partially or fully developed and launched, you will receive any benefits through the FOUR tokens that you hold.
11. Risks Associated with the Development and Maintenance of the Services
The Services is still under development and may undergo significant changes over time. Although we intend for the FOUR tokens and Services to function as described in Exhibit A and intends to take commercially reasonable steps toward those ends, we may have to make changes to the specifications of the FOUR tokens or Services for any number of legitimate reasons. Moreover, we have no control over how other participants will use the Services, what products or services will be offered through the Services by third parties, or how third-party products and services will utilize FOUR tokens (if at all). This could create the risk that the FOUR tokens or Services, as further developed and maintained, may not meet you expectations at the time of purchase. Furthermore, despite our good faith efforts to develop and participate in the Services, it is still possible that the Services will experience malfunctions or otherwise fail to be adequately developed or maintained, which may negatively impact the Services and FOUR tokens, and the potential utility of the FOUR tokens, including the utility of the FOUR tokens for obtaining Services. Company makes no warranties or representations and offers no assurances (in each case whether express or implied) that the FOUR tokens shall confer any actual and/or exercisable rights of use, functionality, features, purpose or attributes in connection with the Services.
12. Risk of an Unfavourable Fluctuation of ETH Value
The Company intends to use the means received from the 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale and 4TH PILLAR Token Crowdsale to fund the maintenance and development of the Services, as described further in Exhibit A. The means received from the 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale and 4TH PILLAR Token Crowdsale will be denominated in Ether, and may be converted into other cryptographic and fiat currencies. If the value of ETH fluctuates unfavourably during or after the 4TH PILLAR Early Contribution, 4TH PILLAR Token Crowd Pre-sale and 4TH PILLAR Token Crowdsale, we may not be able to fund development, or may not be able to develop or maintain the Services in the manner that it intended. In addition to the usual market forces, there are several potential events which could exacerbate the risk of unfavourable fluctuation in the value of ETH including uncertainties created by the lack of resolution to the bitcoin scaling debate, the possibility of a so-called “Hard Fork” of bitcoin if one of the competing camps in the scaling debate decides to force the issue; another DAO-like attack on the Ethereum platform; or significant security incidents or market irregularities at one or more of the major cryptocurrency exchanges.
13. Risk of Hard Fork
The Services will need to go through substantial development works as part of which it may become the subject of significant conceptual, technical and commercial changes before release. As part of the development, an upgrade to the FOUR Token may be required (hard-fork of FOUR token) and if you decide not to participate in such upgrade, you may no longer be able to use your FOUR tokens and any non-upgraded FOUR tokens may lose their functionality in full.
14. Risk of Dissolution of the Company or Services
It is possible that, due to any number of reasons, including, but not limited to, an unfavourable fluctuation in the value of ETH (or other cryptographic and fiat currencies), decrease in the FOUR tokens’ utility (including their utility for obtaining Services), the failure of commercial relationships, or intellectual property ownership challenges, the Services may no longer be viable to operate or the Company may dissolve.
15. Risks Arising from Lack of Governance Rights
Because FOUR tokens confer no governance rights of any kind with respect to the Services or the Company, all decisions involving the Company’s products or Services or the Company itself will be made by the Company at its sole discretion, including, but not limited to, decisions to discontinue its products or the Services, to create and sell more FOUR tokens for using the Services, or to sell or liquidate the Company. These decisions could adversely affect the Services and the utility of any FOUR tokens you own, including their utility for obtaining Services.
16. Risks Arising from the Human resource Market
The human resource industry, and by extension the Services, is subject to a variety of federal, state and international laws and regulations, including those with respect to KYC/AML and customer due diligence procedures, privacy and data protection, consumer protection, data security, and others. These laws and regulations, and the interpretation or application of these laws and regulations, could change. In addition, new laws or regulations affecting the Services could be enacted, which could impact the utility of the FOUR tokens and the Services. Additionally, the Services participants are subject to industry specific laws and regulations or licensing requirements. If any of these parties fails to comply with any of these licensing requirements or other applicable laws or regulations, or if such laws and regulations or licensing requirements become more stringent or are otherwise expanded, it could adversely impact the Services and the FOUR tokens, including the FOUR tokens’ utility for obtaining Services.
18. Unanticipated Risks
Cryptographic tokens such as the FOUR tokens are a new and untested technology. In addition to the risks included in this Exhibit C. there are other risks associated with your purchase, sale, ownership, custody, possession, and use of the FOUR tokens, including those that the Company cannot reasonably foresee. Such risks may further materialize as unanticipated variations or combinations of the risks discussed in this Exhibit C.
19. Sybil & Outsourcing Attacks
Creating multiple (Sybil) identities would theoretically allow for malicious nodes to pretend to store more copies of the same data, but having them stored only once and quickly fetched from the storing location when required to prove they are providing the service. This issue is addressed by establishing a similar mechanism to the Proof-of-Replication introduced in the Filecoin Whitepaper applied to graphs, with the consideration that the data used for the Services is public by design. With these preconditions in place, encryption is used to prove replication and not used to obscure data - it is up to the data creator to encrypt the input information they require to be obscured before inputting data into the system.
20. The 51% Attack
A 51% attack is usually defined as an ability to control an overwhelmingly large amount (at least 51%) of power in a decentralized system (i.e. hashing power in Ethereum), which then grants the ability to manipulate data. In terms of data integrity of the Services, such an attack is not a problem as for each graph it is deterministically verifiable that the data hasn’t been changed by comparing the hash extracted from the DH node with the cryptographic fingerprints in the blockchain layer. Additionally, DH nodes are incentivized to store in its proper form in order to be able to prove storage and receive compensation. If a node fails to provide proof of retrievability / replication, it can be easily substituted by another node in the system by the data creator.
21. Byzantine faults
Byzantine faults are defined as faults caused by nodes to deliver supply chain graph data either by being unavailable or having an incorrect data response. An incorrect response is defined as a response that cannot be validated by an appropriate hash fingerprint on the blockchain layer of services. Because of the data governance consensus of replicating the graph data in data holder nodes (where is the number of distinct supply chain data creator nodes), the probability of failure to deliver the requested data significantly diminishes with the number of involved nodes in the exchange. When a DH node fails to deliver service for a required period of time, the data distribution protocol is used to find a new candidate node and replicate the data to keep the required number of copies of the services.
22. Eclipse attacks
Isolating a node or a multitude of them from the Services by having all outbound connections reach malicious nodes is called the eclipse attack. This is addressed by using public key hashes as node IDs in Kademlia. To eclipse a node for using the Services the attacker has to generate key pairs that position themselves closer in Kademlia to the targeted node than its nearest non-malicious neighbour, as well as maintaining that position when new nodes join with closer IDs. This problem grows in complexity as more nodes are introduced for using the Services and essentially presents a form of proof-of-work problem.
23. Hostage data attacks
A malicious node might refuse to deliver certain graph data in order to extort data owners for additional tokens. This possibility is mitigated by replicating graph data across a multitude of nodes.
24. Internet transmission risks
There are risks associated with using the FOUR tokens including, but not limited to, the failure of hardware, software, and Internet connections. The Company shall not be responsible for any communication failures, disruptions, errors, distortions or delays you may experience when using the Website, Services and FOUR tokens, howsoever caused.
25. Less than full amount FOUR tokens sold
There can be no assurance that more than the minimum amount of FOUR tokens will be sold during the TGE. In case, less than the maximum necessary funds will be available to the Company, consequently, its technology development and business development plans and prospects could be adversely affected.

PRIVACY POLICY
Last updated: May 2018
This Privacy Policy explains how the 4th pillar Ltd., a limited liability company organized and existing under the laws of Republic of Slovenia, registered seat at Ljubljana, business address Parmova ulica 53, 1000 Ljubljana, Slovenia, registration number: 8098492000, VAT number: SI45442401 ("4th Pillar" "we" or "us"), collects, uses, discloses and protects your personal information. This Privacy Policy explains which information we collect, how we use, process and protect your information and what options our users have with regards to their personal information.
Personal information is any information relating to natural person by which the natural person can be identified, directly or indirectly, in particular a name, an identification number, location data, an online identifier or different identities of that natural person. This policy applies to information we collect when you access or use 4th Pillar Website or 4th Pillar Platform (collectively, "4th Pillar Services") or otherwise interact with us as described below. We are compliant with applicable laws in the countries in which we operate. By using the 4th Pillar Services or interacting with us as described below, you confirm that you are aware of this Privacy Policy and that you agree with the collection, use and processing of your personal information in accordance with this Privacy Policy.
We may amend this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of this policy, and by providing an additional notice, including, for example, by adding a statement to the homepage of the 4th Pillar Services or by sending you an email notification. We strongly encourage you to review the Privacy Policy whenever you are made aware of its changes to stay informed about our information practices and your privacy rights and choices.
COLLECTION OF INFORMATION
We collect information you provide directly to us. For example, we collect information about you when you create an online account, complete a transaction, fill out a form, use our platform, respond to surveys, take part in prize competitions, send messages to us or otherwise communicate with us.
The types of information we may collect are as follows:
• First and last name for individuals or first and last name for representatives of legal entities;
• Permanent and temporary residence address for individuals or registered office and business address for legal entities;
• Contact information, such as your e-mail address and telephone number;
• Date and place of birth;
• Citizenship for individuals or country of registration for legal entities;
• Identification number for individuals or registration number for legal entities;
• Tax number;
• Copy of your identification document;
• Your ethereum address;
• Your IBAN address, if you wish to contribute in FIAT;
• Account information such as username and account preferences;
• Any information that are required for the tax purposes namely your VAT identification number.
Ethereum address does not in itself allow us to identify an individual person and would as such in certain jurisdictions not be considered personal information. In such jurisdictions, if we do combine this your ethereum address with personal information, the combined information will be treated as personal information for as long as it remains combined.
When you access or use the 4th Pillar Services, we automatically collect information as follows:
• Transaction information: we collect information about the FOUR Token Early Contribution, Pre-Sale and Crowdsale transaction you complete via the 4th Pillar Services, including the amount of ethereum funds and FOUR tokens associated with FOUR Token Early Contribution, Pre-Sale or Crowdsale.
• Device and Log information: we collect information about the computer or mobile device you use to access the 4th Pillar Services, including device identifiers, mobile network information, type of operating system, type of hardware used and the type of browser used. We also log information about your use of the 4th Pillar Services, including access times, pages viewed, IP address, other standard web log data, and the page visited before and after navigating to our websites.
• Cookies and similar tracking technologies: we use Google Analytics cookies for Website use statistics and may use other cookies, pixel tags, web beacons, and other tracking technologies to collect information about you when you interact with the 4th Pillar Services, including information about your browsing behaviour on our 4th Pillar Services. For more information on cookies, please see below.
USE OF INFORMATION
We may use your information as follows:
• Provide the 4th Pillar Services and customer support;
• Process and send notices about your FOUR Token Early Contribution, Pre-Sale and Crowdsale transactions;
• Manage your account(s) and send technical notices, updates, security alerts and support and administrative messages;
• Resolve disputes, troubleshoot problems and help us respond to your customer service requests and support needs;
• Prevent potentially prohibited or illegal activities and enforce our user agreements;
• Personalize, measure and improve the 4th Pillar Services;
• Deliver marketing and promotional offers on behalf of 4th Pillar and others via e-mail;
• Carry out prize competitions we might organise;
• To help understand your needs and provide you with better service; and
• Carry out any other purpose for which the information was collected, to the extent such purpose is necessarily contemplated by the provision of 4th Pillar Services or as otherwise notified in the 4th Pillar Services at the time of collection.
You may opt out of receiving promotional communications from us by following the instructions in those communications. You may also opt out of receiving our newsletter or certain administrative emails. If you opt out of receiving promotional communications, we may still send you transactional or relationship messages, such as those about your account or our ongoing business relations.
PROCESSING OF INFORMATION
The 4th Pillar collects and processes the data described herein itself and does not forward or transfer them to any other entity or person.
By accessing or using the 4th Pillar Services or otherwise providing information to us, you consent to the collecting and processing of information as described in this Privacy Policy.
We retain personal information for as long as necessary to fulfil purposes described in this Privacy Policy, subject to our own legal and regulatory obligations. In accordance with our record keeping obligations, we will retain account and personal information for at least 5 years after an account is closed.
DISCLOSURE OF INFORMATION
We will only use and disclose your personal information internally in order to:
• Understand and meet your needs and preferences;
• Develop new and enhance existing service and product offerings;
• Manage and develop our business and operations;
• Carry out any purposes for which we have received your consent; and
• Meet legal and regulatory requirements.
We may disclose any information we collect about you, whether you are a current or former customer, with law enforcement, data protection authorities, government officials, and other authorities, when:
• Compelled by subpoena, court order or other legal procedure;
• We believe the disclosure is necessary to prevent physical harm or financial loss;
• Disclosure is necessary to report suspected illegal activity;
• Disclosure is necessary to investigate violations of this Privacy Policy or our Terms of Use.
• We obtain your consent or at your direction.
Other than in connection with a merger, sale of 4th Pillar's assets, financing or acquisition, we will not sell or rent any of your information to third parties for their own marketing purposes.
SECURITY
We implement reasonable security practices and procedures to help protect the confidentiality and security of your information, including any non-public personal information. We protect your information using reasonable physical, technical and administrative security measures, including by limiting access to your information to employees with a need to know such information. To make sure your personal information is secure, we communicate our privacy and security guidelines to our employees and strictly enforce privacy safeguards within the company.
COOKIES
Cookies are small text files that are placed on your computer by websites you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. They are typically stored on your computer’s hard drive.
We use both session and persistent cookies. Session cookies expire when you log out of your account or close your browser. Persistent cookies remain on your computer or mobile device until you erase them or they otherwise expire. Most web browsers are set to accept cookies by default. You are free to decline most of our cookies if your browser or browser add-on permits, but choosing to remove or disable our cookies may interfere with your use and functionality of the 4th Pillar Services. Additionally, we may use certain persistent cookies that are not affected by your browser settings, but will use such cookies solely for identity verification and fraud prevention purposes. You may refuse cookies by turning them off in your browser, however, you should be aware that our Website, like most other popular websites, may not work well with cookies disabled. For more information about cookies and how to block, delete or disable them, please refer to your browser instructions, or contact us at info@the4thpillar.io.
We use third party service provider(s), to assist us in better understanding the use of our Website. Our service provider(s) will place cookies on the hard drive of your computer and will receive information that we select that will educate us on such things as how visitors navigate around our Website, what products are browsed, and general transaction information. Our service provider(s) analyses this information and provides us with aggregate reports. The information and analysis provided by our service provider(s) will be used to assist us in better understanding our visitors' interests in our Website and how to better serve those interests. The information collected by our service provider(s) may be linked to and combined with information that we collect about you while you are using our services. Our service provider(s) is/are contractually restricted from using information they receive from our Website other than to assist us.
ACCOUNT INFORMATION AND ACCESS TO INFORMATION
You may access and review or update your online account information at any time by logging into your account. If you want to close your account, please contact us at info@the4thpillar.io. However, please note that if you close your account, we may retain your information as required by law or for our legitimate business purposes, such as to collect fees owed, resolve disputes, troubleshoot problems, assist with any investigations, prevent fraud or enforce our user agreements.
You have a right to access the information we hold about you. We may ask you to pay a fee before providing you with this information.

CONTACT US

If you have any questions or concerns regarding this Privacy Policy, please contact us at info@the4thpillar.io.

I herewith confirm that I have read and fully agree with Terms and Conditions of 4th Pillar Early Contribution and in particular that I am aware of all the associated risks or participation in the 4th Pillar Early Contribution and that am acquiring FOUR tokens entirely at my own risk.
I herewith confirm that I have read and fully agree with the Privacy Policy.
I herewith confirm that I am not a citizen, resident, habitant or legal entity of a country, whose legislation conflicts, prohibits or restricts the participation in the 4th Pillar Early Contribution, accessing the Website or Services, or purchasing of the FOUR tokens, including, but not limited to, the United States of America, Canada, South Korea, Singapore and China and that I am not participating in the 4th Pillar Early Contribution, accessing the Website or Services or acquiring the FOUR tokens on behalf of citizen, resident, habitant or legal entity of such country.

ZZI - Strategic & Development partner

ZZI established in 1989 is SW Development Company and Cloud B2B services provider specialized in supply chain, invoicing, and tax and customs services. ZZI developed many national mission critical systems in the region (Customs Information systems, excise duties system, national e-statistical reporting …). ZZI BizBox services for B2B cooperation, EU certified more than 11.000 companies in Slovenia, EU and western Balkans use document exchange and verified eArchiving. The 4th Pillar and ZZI established a strategic partnership combining resources and development towards complete product solution.

WORK SERVICE – HR partner & early adopter

Since 1999, Work service has earned the trust of 3 000 companies that continuously select Work Service S.A. as their long-term HR partner. Work Service supplies and services an average of 50 000 workers daily to our preeminent partners. This solid partnership secures meaningful employment for more than 300,000 people annually. Work Service professionals provide solutions in Poland and 20 countries in Europe: Slovakia, Russia, Germany, Turkey, Romania, Hungary, the Czech Republic, United Kingdom, France, Belgium, Bulgaria, Serbia, Croatia, Slovenia, Ukraine, Denmark, Island, the Netherlands, Austria and Asia: China.

PROHUMAN – HR partner & early adopter


The largest HR service provider in Hungary introduces itself. Through its innovative solutions, Prohuman works tirelessly for the success of its clients – it has been on the market since 1997 and was established as an independent company in 2004 leading the way in Hungarian HR.

ENLOYD – HR partner & early adopter

Enloyd specializes in recruiting professionals and managers. They provide the best candidates within both permanent recruitment and IT contracting model. Enloyds narrow specialization allows them to reach suitable candidates within a very short timeframe.

NATON HR – HR partner & early adopter

Recently, Naton HR have crossed out of Slovenia, to fulfil the needs of jobseekers and companies in a surrounding area, Croatia (2013) and Serbia (2013), Bulgaria (2014) with plans to expand the business and further offer HR services across Europe (Hungary, Austria, Germany, and Italy) in the coming years. Naton HR head office is located in Ljubljana, while we have our HR consultants working out of Slovenia, Croatia, Serbia and Bulgaria from their local offices in Zagreb, Belgrade and Sofia. With over 1500 workers, Naton HR is one of the leading HR firms in the region. Naton HR will be one of the first 4th Pillar platform early adopters in SE Europe.

TEHNIKA TEMP&PERM – HR partner & early adopter

In the past 15-years, Tehnika PEMP has successfully recruited and placed over 3000 blue-collared workers and special skills workers. Due to their recruitment - placement offices in Slovenia, Bosnia and Macedonia, they have the access and region knowledge for recruiting experience and reliable workers. Tehnika TEMP&PERM will be one of the first 4th Pillar platform early adopters in SE Europe.

COTRUGLI BUSINESS SCHOOL – Partner & Supporter

COTRUGLI Business School is an internationally recognized institution, accredited by AMBA, with the reputation of the leading business school in SE Europe. Together with MBA programs (MBA, EMBA, CEMBA) and doctoral program (DBA), COTRUGLI specializes in delivering customized In-House programs and Open Enrolment programs, which cover a variety of business topics. Collaboration with the world’s leading experts and more than 20,000 satisfied clients has contributed greatly to the affirmation of the School as the most progressive business school in the SEE region.BITINS – Partner

JADEN & PENSA – LEGAL partner

We regard legal profession as an important public service. Our mission consists of an effective legal assistance to our clients, a timely resolution of their problems, a courageous finding of honourable paths towards the achievement of their goals, honest correction of their mistakes and a devoted striving after their reasonable goals. With over 50 layers Jadek & Pensa specialises in Mergers & Acquisitions, Corporate law, Competition Law, Employment, Tax Law, Litigation and Arbitration,